AFFIN BANK IS CURRENTLY OFFERING THE LOWEST BLR RATE WHICH IS 5,9 ONLY. ANOTHRE ADDED ADVANTAGE WOULD BE AFFIN BANK HAS THE LONGEST TENURE IN THE MARKET WHICH IS 45 YEARS OR UP TO THE AGE OF 75. THIS HELP TO LOWER DOEN THE MONTHLY INSTALLMENT AND YET REPAYMENT MADE FLEXIBLE.

---

Added on February 5, 2009, 9:51 pm1)If you refinance your property, it is wise to do so after you have completed your lock in period which is usually 5 years. Otherwise a penalty will be charged as follows:
a) 5% of the loan taken if within 1st to 3rd year.
b) 5% of the loan taken if within 4th to 5th year.

2) In the event you are free from your lock in period, kindly advise the following details so I can advise your banefits & savings.

Current loan
- current outstanding amount with the current bank
- years paid
- current monthly repayment
- do you have MRTA
- current interest rate for the loan package

Features for the future loan
- with or without zero moving cost?
- tenure wanted?
- monthly repayment amount approximately?
- any other benefits you are looking at?

---

Added on February 5, 2009, 9:55 pm1)If you refinance your property, it is wise to do so after you have completed your lock in period which is usually 5 years. Otherwise a penalty will be charged as follows:
a) 5% of the loan taken if within 1st to 3rd year.
b) 5% of the loan taken if within 4th to 5th year.

2) In the event you are free from your lock in period, kindly advise the following details so I can advise your banefits & savings.

Current loan
- current outstanding amount with the current bank
- years paid
- current monthly repayment
- do you have MRTA
- current interest rate for the loan package

Features for the future loan
- with or without zero moving cost?
- tenure wanted?
- monthly repayment amount approximately?
- any other benefits you are looking at?

---

Added on February 5, 2009, 9:57 pm1)If you refinance your property, it is wise to do so after you have completed your lock in period which is usually 5 years. Otherwise a penalty will be charged as follows:
a) 5% of the loan taken if within 1st to 3rd year.
b) 5% of the loan taken if within 4th to 5th year.

2) In the event you are free from your lock in period, kindly advise the following details so I can advise your banefits & savings.

Current loan
- current outstanding amount with the current bank
- years paid
- current monthly repayment
- do you have MRTA
- current interest rate for the loan package

Features for the future loan
- with or without zero moving cost?
- tenure wanted?
- monthly repayment amount approximately?
- any other benefits you are looking at?

---

Added on February 5, 2009, 10:04 pmIn order for me to furnish you with most accurate information, kindly advise me the following details so I can present to you what I can offer and the benefits and value you get in return

- what is the max and min margin of finance you are looking for ?
- what is the max and min tenure you are looking for ?
- current age?
- do you want to take MRTA?
- with or without zero moving cost?
- monthly repayment amount approximately?
- any other benefits you are looking at?

---

Added on February 5, 2009, 10:07 pmAt Affin bank we are offereing the lowest BLR in the market which is 5.9. In addition we also offer the longest tenure in the market.

1)If you refinance your property, it is wise to do so after you have completed your lock in period which is usually 5 years. Otherwise a penalty will be charged as follows:
a) 5% of the loan taken if within 1st to 3rd year.
b) 5% of the loan taken if within 4th to 5th year.

2) In the event you are free from your lock in period or willing to consume the penalty, kindly advise the following details so I can advise your benefits & savings.

Current loan
- current outstanding amount with the current bank
- years paid
- current monthly repayment
- do you have MRTA
- current interest rate for the loan package

Features for the future loan
- with or without zero moving cost?
- tenure wanted?
- monthly repayment amount approximately?
- any other benefits you are looking at?

---

Added on February 5, 2009, 10:09 pm1)If you refinance your property, it is wise to do so after you have completed your lock in period which is usually 5 years. Otherwise a penalty will be charged as follows:
a) 5% of the loan taken if within 1st to 3rd year.
b) 5% of the loan taken if within 4th to 5th year.

2) In the event you are free from your lock in period, kindly advise the following details so I can advise your banefits & savings.

Current loan
- current outstanding amount with the current bank
- years paid
- current monthly repayment
- do you have MRTA
- current interest rate for the loan package

Features for the future loan
- with or without zero moving cost?
- tenure wanted?
- monthly repayment amount approximately?
- any other benefits you are looking at?


This post has been edited by visa1288: Feb 5 2009, 10:09 PM

AFFIN BANK'S OFFER
If your 35 years old at this point:
Properties Price: 760k
Planning to Loan: 90% = RM 684,000.00
Tenure : 30 Years
Free Moving Cost : Yes
MRTA : No
Package with FMC : BLR (5.9) - 1.9
Note: If letter of offer is signed and returned to the banl within 3 working days, you can enjoy BLR-2 for the 1st 3 years.
Monthly repayment : RM 3266

If your 35 years old at this point: At we offer the longest tenure max 45 years or up to age 75
Properties Price: 760k
Planning to Loan: 90% = RM 684,000.00
Max Tenure : 40 Years
Free Moving Cost : Yes
MRTA : No
Package with FMC : BLR (5.9) - 1.9
Note: If letter of offer is signed and returned to the banl within 3 working days, you can enjoy BLR-2 for the 1st 3 years.
Monthly repayment : RM 2859

If your 35 years old at this point:
Properties Price: 760k
Planning to Loan: 90% = RM 684,000.00
Tenure : 30 Years
[B]Free Moving Cost : No[/B]
MRTA : No
Package with FMC : BLR (5.9) - 2.1
Note: If letter of offer is signed and returned to the banl within 3 working days, you can enjoy BLR-2.2 for the 1st 3 years.
Monthly repayment : RM 3188

Properties Price: 760k
Planning to Loan: 90% = RM 684,000.00
Tenure : 40 Years
[B]Free Moving Cost : No[/B]
MRTA : No
Package with FMC : BLR (5.9) - 2.1
Note: If letter of offer is signed and returned to the banl within 3 working days, you can enjoy BLR-2.2 for the 1st 3 years.
Monthly repayment : RM 2775

---

Added on February 6, 2009, 6:58 pmWe at AFFIN Bank offers good and attractive benefits for our customers. Currently we are offering the lowest BLR (5.9) in the market. We also offer the longest tenure in the market 40 years or up to the age of 75.

Penalty charges for early full settlement or refinance are as follows: Most banks lock in period is 5 years.

1st to the 3rd year : 5% of the loan amount taken

4th to the 5th year : 3% of the loan amount taken

Current package : BLR (5.9) - 1.9
If letter of offer is signed & sent back to the bank with 3 working days, then you can enjoy BLR-2 ( for first 3 yrs)

Assuming your age is 35 this year
With FMC, No MRTA
Refinance amount 260,000
Monthly repayment: 1242 for 30 yrs
Monthly repayment: 1087 for 40 yrs





This post has been edited by visa1288: Feb 6 2009, 06:58 PM

Affin installment based on your information : RM 844 = (Assuming max tenure 45 years)
You can save up to RM 72 a month, RM 864 a year & RM 38880 for 45 years.

Affin installment based on your information : RM 883 = (Assuming max tenure 40 years)
You can save up to RM 33 a month, RM 396 a year & RM 15840 for 45 years.

In addition we also have the flexi repayment benefir as well.

For more details contact me at visa1288@yahoo.c.uk