hi guys,

i have questions. let's just say A is currently employed with drawn salary of RM3k per month and does not have other commitments (no car loan or CC debts). what is the price range of property that he can entitled to buy? say RM200k - RM300k ? how do bank do the evaluation on how much they can give the loan for employed individuals?

on the other hand, what if B is self employed and does not have a fixed income per month. What is the price range of property that he entitled to buy? How much does the bank able to loan to him? Based on monthly transaction or 6 months total revenue?