Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Nov 2 2010, 08:28 PM
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#1
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Junior Member
327 posts Joined: Aug 2006 
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QUOTE(alexwsk @ Nov 2 2010, 05:53 PM) hi, any ideas how much is the valuation fee for a double storey costing RM350k? thx RM700+-. Have you tried Hong Leong Bank already? |
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Nov 2 2010, 10:44 PM
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#2
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Junior Member
327 posts Joined: Aug 2006
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if it is a freehold land, takes less than 3 months.
If it is a leasehold land, takes less than 6 months. |
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Nov 3 2010, 07:21 PM
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#3
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(alexwsk @ Nov 3 2010, 01:10 PM) i was quoted: Different bank has different valuers, hopefully there is PBB banker can answer you.professional fees = RM750.48 service tax 5% = RM 37.52 disbursement = RM150.00 ---------------------------------- Total = RM938.00 Is that normal? Any panel valuer for Public bank can offer better rate? The house is in USJ13. |
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Nov 5 2010, 11:24 AM
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#4
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(amarah @ Nov 5 2010, 08:57 AM) Home Loan Amt Require = RM 222 282 Please check your PM, thanksStatus = Under construction Loan Tenure = 30 years Feature = Islamic loan PM me the offer please... Thanks |
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Nov 8 2010, 05:52 PM
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#5
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(moonstone13 @ Nov 6 2010, 10:40 PM) Property Selling Price: RM570k Required Loan Amount: As high as possible (better if MRTA can be thrown in) Loan Tenure: 30 yrs. Look forward to any proposals. QUOTE(st127 @ Nov 8 2010, 08:00 AM) Hi there, Looking for house loan package for the following detail House pice: arnd 250k Loan period: 30-35yrs (whats your maximum yr allowed?) Status: Used house Purchase status: To purchase 1st property Etc: MRTA, Loan processing fees, included? Kindly PM me details on your bank loan package Thanks~ QUOTE(maxronaldo @ Nov 8 2010, 01:03 PM) hi all, looking for best rate to apply loan.. details Hi, please check your PM, thanks.Estimated loan request: 350K join loan.. Loan period: 35years Status: New house under construction Property name: PKNS Appreciate if could offer me your loan package including all details. Thank you so much This post has been edited by tiffneedle: Nov 8 2010, 05:54 PM |
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Nov 10 2010, 10:54 PM
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#6
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(ksk @ Nov 9 2010, 05:32 PM) looking for home loan package House price:310k Loan amount 90% Loan tenure 25-30 years thanks QUOTE(bux @ Nov 9 2010, 11:12 PM) House price:428k Loan amount 90% Loan tenure 30 years remarks: for short term investment. *no/less penalty for early settlement (1-2 years) kindly quote me QUOTE(jiew71 @ Nov 10 2010, 03:54 PM) Hi all, MRTA=Mortgage Reducing Term AssuranceI'm planning to buy my first house... and very headache la.. My financial knowledge is like kosong la... I don't know what to ask leh... House price: 240k Loan amount: 90% Loan tenure: 25-30 years Additional info: New house, still building. what are the rates? and what should i know? and what is MRTA??  another problem is i work offshore, so i don't have income tax and epf.  An insurance where cover your home loan outstanding incase you pass away, where your family still can own the house without need to worry for the remaining installment to pull back by bank for lelong. Not really a good idea as when you want to refinancing/purchase new house: 1. existing MRTA will be burn, the premium you paid just simply gone. 2. By then you need to purchase a new MRTA based on your elder age, premium is even more expensive. MLTA is a better alternative as you still can hold it even you want refinance/buy a new house, you still can deposit the premium based on your current age. You may surrender the policy and get back the money to cover the remaining outstanding of your home loan. BTW, please check your PM. TQ. |
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Nov 13 2010, 04:57 PM
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#7
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(cngi @ Nov 13 2010, 12:31 PM) Property price:285000. Please check your PM, thanksLoan value:90% Loan tenure=30 years. Under construction ,interest bear by developer. Prefer MLTA. Anyone attractive package PM me please. |
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Nov 14 2010, 01:10 PM
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#8
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(teoanne @ Nov 13 2010, 10:20 PM) hi, If this is the first/second time that you using your company name to to purchase the residential type property, then still can get 90% loan.can anyone confirm? if i were to use my company (i'm a director) to buy a residential property, is it affected by the 70% LTV? I currently have 3 property loans under my own name. will i be able to get 80%? if so, what are the differences that i should look out for? Bank will be check the directors' background to make sure they their current loan payments are up to date and no blacklisted. Welcome to contact me if you interest to know more about Hong Leong Bank's package. This post has been edited by tiffneedle: Nov 14 2010, 01:11 PM |
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Nov 14 2010, 10:46 PM
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#9
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(cat2008 @ Nov 14 2010, 05:35 PM) if buying a third house., bank only gives oan up tp 70%? is this fixed and been implemented? are there ways arnd it to get higher loan margins? Settle the first home loan, or refinance the first and second house to cash out for you to pay down payment for the 3rd house. |
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Nov 17 2010, 02:33 PM
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#10
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(coolraj @ Nov 16 2010, 11:39 AM) Property price : 560 K Loan Margin : Highest possible Loan tenure : Longest possible (current age = 30) Property Status : New, Completed Property Location : Bandar Nusaputra, Puchong MRTA/MLTA : Prefer MLTA Additional Info : Would like to check if bank already implement 3rd Property Purchase 70% loan margin Anyone who can offer an attractive package PM me please. Thanks All  QUOTE(alfred liew @ Nov 16 2010, 11:49 AM) Property price : 80~130 k Loan Margin : 30k downpayment Loan tenure : 30 years Property Status : both under contrustion or completed apartment Property Location : JB (Near to CIQ) MRTA/MLTA : Prefer MRTA Additional Info : Second house, RM980 for the first one. i am earning SGD 2K currently. how much i can borrow? Thanks All QUOTE(raist86 @ Nov 16 2010, 04:19 PM) Property price : RM 193,000 Loan Margin : RM 130,000 Loan tenure : Longest possible (current age = 24) Property Status : Sub-sale. Condo (12 yr old, strata title in progress) Property Location : Seri Hijauan Condo, Shah Alam, Seksyen 26 MRTA/MLTA : Prefer MLTA (have life insurance) Additional Info : Looking for best interest rate + other benefits. QUOTE(yuunasue @ Nov 16 2010, 08:05 PM) Hi, need advise. I'm first time buying house @ ipoh perak. Totally don't understand housing loan etc... Can some one assist me ? Current seeking a properties at ipoh with.. Hi all, please check your PM.Property price : 118k Loan Margin : Highest possible Loan tenure : Longest possible (current age =27) Property Status : Used / Relative sell Property Location : Perak Menglembu MRTA/MLTA : Not sure about this Additional : Legal fees? Or else i need to pay? BLR for used house rate? Current income 1.5k SGD, no other loan. Please advise with you BIG NAME and CONTACT NUMBER. TYVM TQ |
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Nov 25 2010, 09:31 AM
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#11
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Junior Member
327 posts Joined: Aug 2006
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Hong Leong Bank:
to finance above RM100k 1st year fixed rate 3.63% 2nd year onwards BLR-2.1% to finance above RM200k 1st year fixed rate 3.63% 2nd year onwards BLR-2.2% (subject to approval) to finance above RM300k 1st year fixed rate 3.63% 2nd year onwards BLR-2.3% (subject to approval) Rodney Hang 012-3452615 -please refer my signature- |
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Nov 28 2010, 10:30 PM
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#12
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(Nikmon @ Nov 27 2010, 07:47 PM) need advices, property cost around 700k, what is monthly repayment (average) and what is the requirement (minimal income amount)? QUOTE(naing @ Nov 27 2010, 01:42 PM) Is there any bankers(except cimb & ocbc) who can get me at least blr-2.3 & offer letter by Friday? The property price is 724k, completed & buying directly from reputable developer. The loan have been applied to cimb & ocbc, and approved by cimb with blr-2.2. Btw, I'm a foreigner & my wife is malaysian. We are buying it together. Need to sign spa next week. Hi, please check your PM.Pm me if u can get me what I want. |
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Nov 29 2010, 05:29 PM
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#13
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(misnail @ Nov 29 2010, 04:56 PM) Looking for home loan now... Hi, please check your PM.Property price : 240K Loan Margin : 90% Loan tenure : 30year (current age = 30) Property Status : Completed Property Location : Bukit Serdang, Seri Kembangan MRTA/MLTA : MRTA Additional Info : Subsale from 1st owner What would be the best interest rate that I can be offered? |
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Nov 30 2010, 11:50 PM
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#14
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(chinchen @ Nov 30 2010, 11:35 AM) Anyone know which bank is currently having promotion with their housing loan package? eg. free gift like iphone, led TV, sofa set, and so on. Hong Leong Bank offer 42" Philip LCD TV for Home Loan amount more than RM500k.http://www.hlb.com.my/promo/pfs/loan_perfe...dex.jsp?s=promo |
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Jan 3 2011, 09:54 PM
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#15
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Junior Member
327 posts Joined: Aug 2006
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QUOTE(hbgoh57 @ Jan 3 2011, 12:41 PM) Happy New Year guys Will be buying my first property...can anyone advice or provide info regarding current rates. Thank you Property Cost - 700K Loan - 90% Tenure - 30-40 yrs Property - Ready, Landed and Shah Alam QUOTE(thx @ Jan 3 2011, 09:33 AM) Good Day and Happy New Year Property Cost - 660K Loan - 90% Tenure - 30-40 yrs Property - Under construction, Landed and Shah Alam. if possible, to have FMC. PM by today and tomorrow. need to finalize it asap. all documents ready to submit. Please PM me. thanks. **** i already have contact for MBB, AFFIN and HSBC .. others welcome to PM me .. let me know your New Year package/promotion in your PM . *** tq QUOTE(teaumika @ Jan 2 2011, 08:57 PM) Hi, Recently i make a booking for a new property and looking for the best home loan package, all bros or sis here pls recommend or assists on the best loan. Expected to apply in Feb'11. Please find the details:- Expected completion: 2014 Name: Residence 8 Property Price: RM435900 Type: Condominium/Freehold/1350sqf Location: Old Klang Road Expected loan Amount: RM390k/30YRS Note 1: MRTA will be for 15yrs only. This is due to my wife is a government servant hence will be transfer the balance outstanding to government financing after 15yrs. Note 2: MRTA and All the processing fees (Including S&P, Legal) will be excluded from Loan. Hope the above information is sufficient Kindly contact me via email at teaumika@gmail.com Thanking in advance. QUOTE(skorpius @ Jan 3 2011, 09:42 PM) Completed terrace house in Shah Alam, freehold. Developer is Sime Darby. Hi, please check your PM.Property price - 680k Loan - 80% Tenure - 30 years Preferably flexi loan (and Islamic). Thanks. Cheers~ |
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