Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Jul 4 2010, 05:36 PM
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#1
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Senior Member
8,739 posts Joined: Aug 2009 
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Just gotten loan from HSBC for BLR - 2.15 last month. The house I bought is in Taman Putra Prima. I taken the loan of about RM400000. The bank is also ready to loan additional 5% to cover for the bank legal fee.
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Jul 5 2010, 07:51 AM
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#2
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Senior Member
8,739 posts Joined: Aug 2009
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QUOTE(jimmylim.uob @ Jul 4 2010, 09:21 PM) Nice deals. Yes is a nice deal. I didn't wanted other bank is because I am stil in lock in period with HSBC. By getting back HSBC I can waive the penalty. If you had found me last month, our promo is blr-2.30. anyway.. still a good deal since standard rate is blr-1.90. =)   |
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Jul 5 2010, 03:28 PM
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#3
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Senior Member
8,739 posts Joined: Aug 2009
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If BLR go down you pay less. If BLR go up you pay more. Bank will always inform if there is any changes to BLR
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Jul 29 2010, 02:16 PM
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#4
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Senior Member
8,739 posts Joined: Aug 2009
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You might still get BLR - 2.15 but sure no ZEC
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Aug 16 2010, 04:40 PM
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#5
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Senior Member
8,739 posts Joined: Aug 2009
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Can try HSBC. They might give BLR - 2.2 depend on the amount.
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Aug 16 2010, 11:06 PM
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#6
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Senior Member
8,739 posts Joined: Aug 2009
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QUOTE(childish_gal81 @ Aug 16 2010, 09:57 PM) Lock in period 3 years.. Legal fees we need to bear..is it normal? If we buy second hand condo,is it normal to pay for valuation,bank legal fees,s&p legal fees,stamp duty..what else? Appreciate some advice Lock in period 3 years.. Legal fees we need to bear..is it normal? Yes it is normal If we buy second hand condo,is it normal to pay for valuation,bank legal fees,s&p legal fees,stamp duty..what else? yes it is normal to pay all that you have mention. You also need to pay legal fees for the lawyer that you hire + some misc charges. |
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Sep 7 2010, 02:47 PM
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#7
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Senior Member
8,739 posts Joined: Aug 2009
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HSBC as well will give BLR-2.3 if above 300k
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Sep 7 2010, 09:42 PM
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#8
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Senior Member
8,739 posts Joined: Aug 2009
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QUOTE(childish_gal81 @ Sep 7 2010, 09:29 PM) Hmm..i still dont know which bank loan suits me.. Get what you can afford to pay with your current earning.BLR or fixed for whole tenure? Dont plan to sell off this property in a short period.. if BLR keep increasing, then hard to keep up.. but if pay the fixed rate, means i need to start pay high interest start from now.. |
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Sep 8 2010, 08:42 AM
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#9
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Senior Member
8,739 posts Joined: Aug 2009
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Think positivite 3 years later you will earn more than now.
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Sep 16 2010, 10:31 PM
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#10
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Senior Member
8,739 posts Joined: Aug 2009
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QUOTE(alexwsk @ Sep 16 2010, 09:11 PM) but ING fixed rate home loan can make prepayment, right? Is best you check your agreement to be sure. |
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Sep 25 2010, 10:49 PM
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#11
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Senior Member
8,739 posts Joined: Aug 2009
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I suggest you check with HSBC bank officer. I did refinancing with HSBC 1 year ago. Never had seen "progressive drawdown".
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