For FD would be about half your loan size or less. Did a case before they requested half the loan size for as the person was still under probation and the 2nd applicant was too old.

So in your case 1/3 the loan size would be sufficient if you are employed.

Most bankers can't give you the specific as they prefer it if you can give more docs the better for them. No need to go through the hassle of appeal and all that..

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Added on March 10, 2009, 12:27 am

No. Used to be a banker. Now I'm a mortgage broker. I help ppl look for the best loan rate in town instead of them going through the hassle of bank shopping. And you can address me as Theresa.

Thx.

terms seem fair, except for one point.

the MOF.  U r willing to foot up 31% (approx 120K) for this?  I wouldn't.