Because OPR already increased by 0.25% and most likely going to increase further this year, so why would they fix 3.75% for 3 years.

Now I think only Maybank offer fixed rate for 3/5/10 years, but the rate is not that good. If you don't need the flexi payment term offered by bank, you can choose AIA/ING, they offer fixed rate for 30 years.

Now most banks are offering standard rate of BLR-1.9%, I just got this rate from both HSBC and UOB, haven't decided which one to accept.

This post has been edited by ralyon: Mar 17 2010, 04:10 PM

Which bank still offer low first year interest rate like no 2)??!! I went to SC bank, the banker told me they are not offer this type of loan anymore.