Jun 18 2009, 02:22 PM
QUOTE(idoblu @ Jun 17 2009, 09:04 PM)
which package should i go for? If i do the calculation in the full 20 years term, I will save more with package B but lets say I refinance again in 6 years time, then will package A be better? Opinions please - thank you
A
1. principle - 439k
2. term - 20 years
3. free moving cost
4. BLR-2.2%
5. Lock in period - 5 years
6. penalty for early settlement - 5%
or
B
1. principle - 439k + 6.9k= 445,900
2. term - 20 years
3. moving cost ownself pay by adding RM6900 to principle
4. BLR-2.4%
5. Lockin period - 3 years
6. Penalty - 3%
for me, no need to think twice, better deal for B.A
1. principle - 439k
2. term - 20 years
3. free moving cost
4. BLR-2.2%
5. Lock in period - 5 years
6. penalty for early settlement - 5%
or
B
1. principle - 439k + 6.9k= 445,900
2. term - 20 years
3. moving cost ownself pay by adding RM6900 to principle
4. BLR-2.4%
5. Lockin period - 3 years
6. Penalty - 3%
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