Hi, pls quote

Property Price: 520-550k (Not confirmed yet)
Area: Selangor (New Property that will soon be launched)
Developer: Sime Darby
Down payment: 10%
Tenure: >=30 years
Age = 28
Down payment: 10%

would like to get:
- Attractive loan package
- Estimated fees on loan agreement related, prefer adding this into loan as well (Developer to cover S&P related fees)
- Estimated monthly repayment

Thanks

There are 3 reasons:
(a) Your income is not strong enough
(b) You have a history of paying your debts late
© Bank panel valuators cannot get that market value to be the same as the selling price of the property

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Added on May 18, 2010, 8:50 pm

mshakir has a point here. However, fixed rate is more suitable for those looking for long term.

I'm looking for fix rate home loan, I saw from ING website is 4.99% non zero entry cost and 5.25% for zero entry cost. Anyone knows the fix rate for AIX and UHome?

Hi all,

I am new here . I just bought a single sty house at PJ and now need to look for my house loan. I saw so many posting regarding this topic and I am a bit confuse. 

Is fixed rate is better than flexi loan? (This house is not for investment, I have no intension to sell in the short term)

Loan fr bank or insurance co is better?

BLR or KLIBOR is better. KLIBOR rate is lower, but if it is better, why so many bank use BLR not KLIBOR?

where can I find any forecast regarding the future trend of BLR or KLIBOR for the next few yrs?
 
herewith my house detail
Address        :  Petling Jaya
Land type      : Freehold
Type              :  Single Storey Terrace
Loan amount needed : 85%

Any flexibily for partial capital prepayment ? (eg. bonus time)
Any extra admin charges for flexibility of withdrawal of prepayment?
what is the normalLock down period?
Any yearly or monthly admin charges?

Thanks in advance!