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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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moody5
post Oct 1 2010, 11:22 AM

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Hi all, I am looking into to buy this apartment for own stay

Permai Puteri Apartment
Location: Ampang
Tenure: Leasehold
Built-Up: 833 sq. ft.
Asking Price RM 160,000
Bedrooms: 3
Bathrooms: 2

Does anyone familiar with the 'real value' of this unit?

We are looking forward to take loan under two people's name (bf and gf) up to 90% and try to control monthly repayment below Rm900.

so what kind of loan rate that we should be looking at?

notworthy.gif Thanks a lot!

This post has been edited by moody5: Oct 1 2010, 11:22 AM
moody5
post Oct 1 2010, 03:24 PM

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QUOTE(lazzy_dogg @ Oct 1 2010, 12:45 PM)
just to let you know.... for below RM900 a month, u can take up to RM180,000 loan.... provided your credentials can allow you to take.... with loan ammount.... @30 years, 4.3% p.a. interest rate (just estimate).... ur repayment is around RM890

or

if you are taking a loan of the above said.... ur loan amount would be RM144k (90% loan).... and you can take a 20 years loan which would be around RM895 a month.... or 30 years loan which would be RM712 a month... based on 4.3% p.a.

i am not a banker nor a mortgage consultant.... so i might be wrong... lolz.... biggrin.gif
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thanks nod.gif

at least i got some idea..

which means current loan rate is around BLR -2,right?


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