Apparently most banks will (or have) revised to BLR-1.7 to BLR-1.95%, commercial - BLR-1.5%...

Got an offer from Alliance (before new rates):

- Flexi
- ZEC
- 1st year BLR-2.15%
- Subsequent -2.00%
- Lock in 5 years
- Ibra 3%

Good rate sifus? My loan amount is only RM220k BTW, 30 years tenure...

Is Alliance's i-Wish Flexi truly flexi? Not sure if my question is getting across, but yeah, wondering what's the difference between Alliance's flexi vs say CIMB / SCB?

Thanks, hope our gurus here can help shed some light and opinions?