Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Feb 2 2009, 01:15 AM
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#1
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Junior Member
30 posts Joined: Nov 2007  
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also looking for loan now..
hv a query on full flexi loan, in case we withdraw back the extra payment we've made from our acc will it increase our principal.. not sure how current acc work.. anyonce care to advise.. This post has been edited by kucaixx: Feb 2 2009, 01:17 AM |
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Feb 14 2009, 11:44 AM
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#2
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Junior Member
30 posts Joined: Nov 2007
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hi all,
will 0.1 or 0.2% diff in interest rate make much diff on u'r payment for a loan of around rm250k. let say, this is for own stay and no extra payment been made for 30 yrs tenure. any advise? |
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Feb 27 2009, 02:58 PM
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#3
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Junior Member
30 posts Joined: Nov 2007
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Hi all, need advise on home loan for completed property as below. Tq
Details -------- Property value - rm215,000 Looking for min 90% loan Tenure for 30yrs ZEC or non-ZEC, depend on the rate Allow prepayment |
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Mar 2 2009, 08:28 PM
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#4
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Junior Member
30 posts Joined: Nov 2007
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QUOTE(Phoeni_142 @ Mar 2 2009, 05:45 PM) well it depends - u can get -2.1% for less than 100K as well, for a conventional loan in SCB. is that mean hsbc homesmart not fully flexi?but pls bear in mind - it's not a pure flexi loan. Only MortgageOne should be classified as a pure flexi. And unfortunately, they don't charge that cheap.  |
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Mar 5 2009, 01:42 PM
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#5
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Junior Member
30 posts Joined: Nov 2007
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QUOTE(DriedIce @ Mar 5 2009, 02:09 AM) For your info: i don't think hsbc has the setup fee. any advise?All flexi loans have a set up fee of RM200 and maintainance fee of RM10. Banks can call it whatever fees but you have to pay the RM200 and monthly RM10. So this applies to SCB's flexi loan too. This post has been edited by kucaixx: Mar 5 2009, 01:43 PM |
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