Just gotten loan from HSBC for BLR -  2.15 last month. The house I bought is in Taman Putra Prima. I taken the loan of about RM400000. The bank is also ready to loan additional 5% to cover for the bank legal fee.

EON Bank offers Flexi Loan with BLR-2.1% or FDR+1.15%

Q1: Any other Bank can beat this offer?  Loan amount RM350k for 25yrs.

Q2: BLR-2.1% or FDR+1.15% better deal in long run?  Current BLR = 6.3% and FDR = 3%.

what if i wanna make loans for auctioned house? is there any steps or terms?

bro, your one -2.3 for whole tunure? mine they offer this rate for first year onli  . next is -1.8 onli .

loan 280K.

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Added on August 7, 2010, 10:50 am

sorry, my bad 

Good Day.
Want to check with u guys here on the Public Bank Loan, I wonder we need to buy either MRTA or MLTA  so that only able to sign their loan package?
Or we only need our personal insurance then is enough already?

Thanks.

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Added on August 7, 2010, 4:23 pm

Wow that is great rate, May I know the package you get it  is recently or last year?

Thank you.

Are u trying to say im lying? The rate i got was BLR 2.3% for the WHOLE TENURE. Just cuz u dont know doesnt give u the right to accuse others of not telling the truth.

OCBC offered BLR - 2.3% whole tenure for 300K above..

For 200k above,

Package 1:
BLR - 2.1% whole tenure

Package 2:

Yr 1-3 4.15%
Thr after: BLR-1.9%

Any enquiry, kindly contact

Alan @ 016 5988 379

Then you should ASK before making ASSUMPTIONS and ACCUSING.

lock in 5 years and valuation can be financed

Yes if there is a big difference. At that time i worked out many different options with different banks. The best seemed to be BLR -2.3% for the whole tenure. Anyway, my loan period os only 15 yrs so not much risk there. If the rates go up too much, ill pump in some liquid cash and settle the entire loan.

but lock in 5 years

Any OCBC loan officers can confirm?
Cos so far, I asked 2 person, both of them said the same.
BLR-2.1%

Hi All Bankers,

I am looking for a loan package.
Appartment completed wt strata title, RM 95k, loan 90%.
Base salary 3k. Nice credit records.
All doc ready to process immediatly.
PM me pls.

Tks.

Same here..I also want to know.. if possible to get BLR-2.3 or better whole tenure for my newly completed house at ttdi alam impian... i know ocbc can do that..BUT

1) I was told that my lawyer not ocbc panel..thus cannot apply loan...this sounds weird to me
2) ocbc is not naza ttdi panel banks so have to pay valuation fees (panel bank like maybank waves the fee) ..but now ocbc in the process being the panel for naza ttdi ..so problem 2 is solved..

How true is this?..especially point 1

hi all, quick question..
am i eligible for a home loan if i had recently switched job to another company?
and let's say that i move again to another job which pays higher.. but it's a contract position
will my loan application get approved?

wilz,

currently on BLR -1.95 but still in lock-in with RHB. loan amount exceeds 500k, outstanding above 300k. for refinancing - can i get BLR -2.3 or should i just talk with RHB (which apparently hasnt yet joined the "war"). do you negotiate rate adjustments with banks too (what's the price)? if i can get RHB to give me BLR -2.x then i'd be happy.

thanks

Did u bought the grd floor unit? My frens dad selling his unit 330k complete signature kitchen kitcab etc...

Wat to do. Rich ppl looking to cut loss only by urgent sale.

When I ask the Banker for loan that time already ask them to check whether my subsale house can get the mention price valuation or not. They say Yes. And the Loan Offer letter has send to me. Izzit will have case like later the proper valuation (which need to pay) done by Bank say cannot get the amount, then need to revise the offer loan again?

Hi all,

I'm offering this service to anyone who is interested in purchasing a property and obtaining a loan. The legal fees for both are regulated by the Solicitors Remunerations Order and it's PROHIBITED not to give any discount. However, I'm able not to do so and I'm not able to post the 'ahem' amount here as it's directly contravening the Order. But I believe everyone here knows the market well enough when comes to property transaction.

The site here:calculator is just to give u guyz a brief idea on how much would it cost to purchase n obtain loans (for non-fmc ).

For further 'privileges', u guyz can always PM me for free quotation and I'm glad to do so to negotiate until an agreed price.

Bankers are welcome too for free quotation.

Regards,
me

just curious, gov 4% is calculated the mortgage way (principal keep reducing) or like hire purchase (interest x principal x tenure)?