Jul 1 2009, 10:02 PM
I walked in to the bank branch and talked to the mortgage personal. after 2 weeks, no reply. then i called the mortgage personal again, that fella say will help to check again. after 2 days, receive call from the bank saying their management refuse to revise my loan interest rate. reason is my loan outstanding is less than RM100k. must more than RM100k only they will lower the interest rate.
Added on July 1, 2009, 10:07 pm
QUOTE(idoblu @ Jul 1 2009, 08:26 PM)
hmmm... Im no expert, I guessing only. Hopefully someone here can give you a better answer.
OCBC - their problem for me is valuation fee I have to pay. Other banks no need.
OCBC doesn't have ZERO moving cost. All evaluation fee, loan stamp duty, loan legal fee have to pay by ourselves.OCBC - their problem for me is valuation fee I have to pay. Other banks no need.
Added on July 1, 2009, 10:11 pmIf anyone know any bank offer renovation loan package, please share.
NOT personal loan.
I am thinking of getting a basic unit house. Then get renovation loan and renovate myself.
If not, then I have to find those unit that already renovated.
This post has been edited by jhbey: Jul 1 2009, 10:11 PM
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