Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Oct 27 2009, 10:45 PM
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#1
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Junior Member
354 posts Joined: Jun 2008 
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Ok ok, just submitted all my applications today.
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Oct 30 2009, 11:51 AM
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#2
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Junior Member
354 posts Joined: Jun 2008
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It is a rumour for the standardasation of interest rate package but it could be true that bank will revise their interest rate.
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Oct 31 2009, 01:05 PM
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#3
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Junior Member
354 posts Joined: Jun 2008
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I'm going to sign the offer letter from OCBC tomorrow. NZEC+MRTA but the legal fees is financed into the loan package. 1st - 3rd years BLR-2.3, BLR-2.4 there after. 30 years tenure.
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Nov 1 2009, 10:09 AM
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#4
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Junior Member
354 posts Joined: Jun 2008
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QUOTE wat the... mine is -2.0 1st to 5th yr.... thrafter -2.4... can u tell me how u nego wit them? I didn't nego with them, they straight away gave me this rate. The MOF is 90% too. The ZEC package they gave me is BLR-2.0 for 1st 3 years and BLR-2.4 thereafter. |
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Nov 1 2009, 12:51 PM
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#5
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Junior Member
354 posts Joined: Jun 2008
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Ya lor chester. CIMB also offered me but the rate is BLR-1.85. I've signed the OCBC offer letter just now
 . Maybe my loan is 390k so the rate is better. |
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Nov 3 2009, 07:09 PM
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#6
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Junior Member
354 posts Joined: Jun 2008
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QUOTE my mortgage broker submitted my case to OCBC last week, and he got back to me saying that the bank needs 1-2 weeks to process because they have 284 cases submitted. Really, I have to wait so long to process? OCBC, CIMB & SCB approved my loan in 3 days. Submitted last tue and got approved last fri morning. QUOTE just now received info from my public bank agent that my loan application maybe not approved, root cause not from me, but from the 2nd hand house's owner. She said the HQ checked his account, found out that the owner may be in blacklist, having late payment on credit card and housing loan...... Does the approval of loan depends on the seller also? I think they only check if the owner is bankrupt or not. I don't see how the seller being late in payment, credit card etc got related to your loan eligibility. Is's you who they are going to loan the money to. |
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Feb 3 2010, 10:34 PM
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#7
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Junior Member
354 posts Joined: Jun 2008
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leongal, I also took OCBC. They sent me debit note when the first drawn down has been done on 12/1/10. I also follow up with my OCBC loans agent.
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Feb 3 2010, 11:27 PM
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#8
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Junior Member
354 posts Joined: Jun 2008
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The advice to release loan reached OCBC on 5/1 and the bank sent the cheque to lawyer on 12/1. About 5 working days.
This post has been edited by jarjar6666: Feb 3 2010, 11:28 PM |
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