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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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jack2
post Apr 5 2009, 06:45 PM

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Why my friend got BLR -2.2% for his loan above RM300k only?

And also non-zero package in which he needs to pay the lawyer fee for the loan about 5k plus.
jack2
post Apr 5 2009, 08:48 PM

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QUOTE(onnying88 @ Apr 5 2009, 06:57 PM)
BLR-2.2 i think is ok already. but still can improve abit like 0.1-0.2 like that.
Is your fren take Flexi loan? May let us know which bank?
*
Yes, it is flexi as told. OCBC lor
jack2
post Apr 6 2009, 08:24 PM

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QUOTE(onnying88 @ Apr 6 2009, 01:44 AM)
I dont think OCBC have any full flexi loan, please ask your friend check carefully.
What OCBC have is only semi-flexi as they calling it.
That's totally big different from Full-flexi loan.
(Correct me if my info is wrong, any OCBC bankers here?)

Try to get CIMB or Alliance if you looking for Full Flexi, Their rate currently is quite nice, BLR-2.2 to -2.3 should be no problem for Full-flexi loan smile.gif
I can intro some good service banker if you need it smile.gif
What is semi/full flexi?
jack2
post Apr 6 2009, 08:44 PM

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QUOTE(onnying88 @ Apr 6 2009, 08:34 PM)
You may refer to my reply in another thread about Full-flexi, semi-flexi, and normal term loan

Here's the links , refer second post smile.gif
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yes, his one is semi
jack2
post Apr 10 2009, 06:26 PM

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onnying88, I added you in MSN but you ignore me.. hahaa

Wanna do my business bo?

I have housing loan with PBB BLR - 2.0% and there is 5 years to go.

Thinking to use HLB since it is linked to bank account and reduces the interest.
jack2
post May 18 2009, 11:28 AM

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Do you think that if the loan agreement has been signed and can cancel while lawyer is still preparing the S&P agreement?

My friend applied with OCBC and approved with BLR - 2.2% but is non-zero cost package. He has to pay for RM5k plus for the loan agreement fee.

If zero cost package, it is -2%.
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