Hi looking for loan packages from different banks.

Loan: 440k split 50-50 with wife
Age: 27
Financing: want 95%
Tenure: 35-40yrs

Was previously offered by OCBC at BLR -1.9 40 years with min 5 years lock in but didn't take because SNP wasn't ready. Good thing too because banks are offering better BLR -X now.

Plan to rent out the property and either refinance or sell within the next 5 years.