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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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SUSgogo2
post Apr 7 2009, 11:44 PM

gogo2
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From: Penang


QUOTE(onnying88 @ Apr 7 2009, 08:26 PM)
Try CIMB and Alliance too, their rate is not bad too especially CIMB smile.gif
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i got maybank one. damn good rate....


Added on April 7, 2009, 11:45 pm
QUOTE(Pai @ Apr 7 2009, 11:41 PM)
Wouldnt say cheated coz if they practised what SUPEX told them they could save thousands. The victims were being stupid, thats about it.

tongue.gif
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supex is cheater ar? Penang now start with Supex. RM50 to listen to their promotional bullshit.
RM7000 to join as member.

This post has been edited by gogo2: Apr 7 2009, 11:45 PM
SUSgogo2
post Apr 8 2009, 02:34 PM

gogo2
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From: Penang


QUOTE(onnying88 @ Apr 8 2009, 01:44 AM)


What's your Maybank rate? mind to share? smile.gif

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I got offer for BLR-2.2% and BLR-2.3% but non-zero cost. What do you think?
Is it ok?
SUSgogo2
post Apr 8 2009, 05:08 PM

gogo2
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From: Penang


QUOTE(onnying88 @ Apr 8 2009, 02:46 PM)
Full Flexi or normal term loan?
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What is the different?
I take out, I need to pay RM25. Daily rest. Can put in money anytime.
SUSgogo2
post Apr 8 2009, 07:00 PM

gogo2
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From: Penang


QUOTE(SonyBravia @ Apr 8 2009, 06:50 PM)
It's semi flexi loan if need to pay to withdraw
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Is that the only different? I scared later I kena conned by Maybank. Hahaha
SUSgogo2
post Apr 8 2009, 09:40 PM

gogo2
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From: Penang


QUOTE(onnying88 @ Apr 8 2009, 09:22 PM)
As i know for maybank, you r compulsary to take their insurance so that you can get that rate.
Like that you might have no choice to take better insurance coverage for your loan.
Correct me if i'm wrong. smile.gif
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Yeah, I took MRTA from them. RM2000 for 5 year + 2 years during construction = 7 years.
Got different in coverage?
SUSgogo2
post Apr 8 2009, 10:24 PM

gogo2
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18,672 posts

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From: Penang


QUOTE(jovyn @ Apr 8 2009, 10:20 PM)
adui...told u wan recommend me ur agent...now u say that pulak...scare me la.... sweat.gif
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Haha, I dunno wor. So need to ask around lor.
SUSgogo2
post Apr 8 2009, 10:32 PM

gogo2
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QUOTE(mtsen @ Apr 8 2009, 10:28 PM)
actually insurance not much different, the less features the less you pay, the more you pay the more features you get ... the only part that hurts is when you want MRTL but they force you to take Link and then market collapse and you have to keep paying more to keep the loan alive ... but if survive the down turn then the return is handsome again ... as if you get free insurance ... something like that ..
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I think mine is normal one. No investment link. Hahaha
SUSgogo2
post Apr 10 2009, 10:09 AM

gogo2
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QUOTE(smc9913 @ Apr 9 2009, 11:30 PM)
Tenure: still considering wither 20 years or 25 years ( need expert advice on this) how much i can save if go for 20 years and worth or not? I can afford both 20 years or 25 years.
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This is easy la. Just take 40 years if can. If not, take the maximum you can take.

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