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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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TSgkl83
post May 22 2008, 08:54 AM, updated 15y ago

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Hi guys, i decided to create a new topic for bank mortgage to post their current/best packages now...
quite number of mortgagers around anywhere of lowyat forums and quite difficult to ask 1 by 1 ...
any bank mortgager are welcomed to post here and allowed us best to get the correct housing loan packages... or anyone have housing loan information are welcomed to post here as well...
List down any info if possible by following the standard below:

QUOTE
Information:

Bank: Money Bank
Mortgager's Contact: 0123-1234567 or ABC@ABC.com
Mortgager's Location: My House

Non-ZEC:
Type of loan packages: Flexi or XXX

Under Construction
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

Completed
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

ZEC:
Type of loan packages: Flexi or XXX

Under Construction
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

Completed
1st year: X.XX%
Thereafter: BLR -X.XX%
Maximum year of tenure: XX years

MRTA:
List down if possible, too many packages as i know... sweat.gif

Others:
Example:
1. Refinancing ZEC, EPA
2. The ways to shorten the tenure year such as pay house installment 2 week once, etc...


Note: Edit any info if possible, i will update my standard at my 1st post. Thanks


NOTE FROM THE MOD (b00n): Pls post the loan package information besides the norm of "PM me for details"/"call me for details" etc..
If the post is without the requested information as per thread starter and pure advertising; than it would be deleted!
Thread pinned. But if it's spammed, than it would be taken down!


Since no one reads this 1st post anymore; pls proceed to this topic at property section https://forum.lowyat.net/index.php?showtopic=1702463 (if you do read this 1st post) *sigh*

This post has been edited by b00n: Jan 4 2011, 12:04 AM
TSgkl83
post May 22 2008, 04:32 PM

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QUOTE(knwong @ May 22 2008, 12:08 PM)
There's already a place where you can compare the packages: http://www.fiscal-wise.com.my/FiscalWiseWe...anByWizard.aspx

Quite updated I think
*

erm...
difficult to sort out any recommended bank... sweat.gif

what this thread required to get the exact informations from mortgager, because housing loan may vary month by month... and the most of the bank's website was no up to date too... shakehead.gif

This post has been edited by gkl83: May 22 2008, 04:41 PM
TSgkl83
post May 22 2008, 07:28 PM

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QUOTE(noproblem @ May 22 2008, 07:07 PM)
huh... can get BLR-2? I asked they told me the best offer is BLR-1.85 for CIMB, ZMC flexi
*

yup... i can get BLR-2 @ 2nd year onward from PBB, same for both NON-ZEC and ZEC
but only difference was the 1st year with/without 3.88%...
TSgkl83
post May 22 2008, 07:40 PM

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Joined: Nov 2004
QUOTE(wheimeng @ May 22 2008, 07:31 PM)
waa.. which branch? how did you get 3.88%?

sounds cool man.. completed or non completed property? landed or non landed?
*

QUOTE
Information:

Bank: Public Bank
Mortgager's Contact: -
Mortgager's Location: -

Non-ZEC:
Type of loan packages: Unknown

Under Construction
1st year: No need to pay anything
2nd year onwards: BLR -2.00
Maximum year of tenure: 30-35 years

ZEC:
Type of loan packages: Unknown

Under Construction
1st year: 3.88%
2nd year onwards: BLR -2.00%
Maximum year of tenure: 30-35 years

MRTA:
MRTA can register 1 person name only although house owner have 2 person...
the loan amount 100% bear on 1 person that registered...

Others:
Nope


This post has been edited by gkl83: May 22 2008, 07:45 PM

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