Hi ,

I would like to enquire a few questions on Refinancing.

I bought a house 322k in Setia Alam in February 2008. I borrowed 90% from AIA on a Fixed 5.75% 30 yrs loan.

I'm currently paying 1692 per month. Now, my house has just completed and will be getting CF this month. Hence, I would like to refinance my loan to a Flexi deal to allow me to have lower monthly payment and have more savings.

May I enquire the rates for ZMC?? Moreover, may I ask if any banks absorbed the penalties as well?? I do not wish to take out any cash as my house is ready and I will use most of the cash on my house.

Tq.

Would appreciate if any agents or bankers woule PM me on offers.

[quote=yssee85,Jul 10 2009, 01:13 AM]
Correct me if i'm wrong, you'll get RM100k+ from AIA after you finish your payment rite?

nope...... any 1 can pm on the rates to refinance?

Hi guys,

Would like to ask how much is the total costs incurred for a property worth 290k including legal fees, valuation for subsales property? Also, what is the best rate currently?


Tq.