what is Bank A and which is Bank B?

sure can but must pay the penalty lo...
what offer caught your eye? share share ma...

i've signed the offer letter from OCB* but hasn't sign any loan agreement from lawyer yet. Like this also got penalty?? 

1. Bankers generally told me that the allowable debt-to-income ratio is about 30% (or more), so u can estimate using loan calculator how much you can borrow assuming you are utilizing 30% of your income to pay loan instalments.
2. Usually I will "open fire" to 4-5 banks for loan application before I decide on one. Don't just consider rates, compare other criteria such as lock in period, early settlement penalty, MRTA requirement etc.
3. You can only withdraw EPF twice for home purchase - so think twice before you do so.

Just my 2 cents.

thks for the correction bro.

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Added on July 7, 2009, 10:37 pmocbc zero moving rate is =.=lll. but their Finance entry and non zero is attractive.

Stand chart, BLR -2.5% (forget what package)
loan amount RM 500k>

that never happened. 

a missunderstanding perhaps? i just closed a ZMC loan less than 2 weeks ago.

less than 5 days