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e_trade_pj
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 Mar 16 2009, 06:24 PM
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i have loan from RHB RM120,000 since 1999..
the last statement i received, i still have balance RM123,XXX..
every months i pay is RM1030 (previously was RM967, one year ago)..
i still have 200 months to go..
why my balance more than the time i loan..
i heard if refinance can help me to save some money, is it true..
since i don't have time to go to bank..
so trying to get some information from here..
may be i can get some helpful information from some professional here..
thanks in advance..
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e_trade_pj
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Mar 19 2009, 11:36 AM
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QUOTE(eric.tangps @ Mar 18 2009, 10:27 PM) Your account balance should reduced accordingly, if it is now RM123K... something is amiss. Check with your Banker in RHB first before deciding to REFINANCE. Maybe you are being overcharged or something.. need to check it out. Once you REFINANCE, doubt they will check it out for you. thanks..today go to bank and check it out..
Added on March 19, 2009, 9:09 pmQUOTE(e_trade_pj @ Mar 19 2009, 11:36 AM) thanks..today go to bank and check it out.. come back from the home branch..ask the officer,but he didn't give any answer, just ask me to write a letter for revise the interest rate..the rest what ever i ask, the answer is "not confirm, just wait the approval from bank" what is the new rate i may have, "cannot confirm, just wait until the approval come out"This post has been edited by e_trade_pj: Mar 19 2009, 09:09 PM |
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