Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
|
|
 Oct 28 2009, 09:20 PM
Return to original view | Post
#1
|
 
Junior Member
40 posts Joined: Nov 2007 
|
QUOTE(hAnn @ Oct 28 2009, 07:18 PM) thx for the prompt reply. PM me your loan amount you want to borrow and location of property. so say if im not a diploma holder, im free of any sort of loans. i want mof 90%, i want loan tenure of 35 yrs. any suitable bank?  I am the agent of RHB, Standard Chartered and OCBC. |
|
|
|
|
|
Nov 7 2009, 11:49 PM
Return to original view | Post
#2
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(low yat 82 @ Nov 7 2009, 08:39 AM) more or less same wit me.. May I know which bank you tie up with? I am the mortgage advisor of several banks so I can help you get the lawyer.ther eis soo many package... which 1 is to choose? headache... any1 can recommend a reasonable n knowledgeable lawyer to me for sortin out all d legal stuff... Kindly PM me. Thanks. |
|
|
Nov 11 2009, 02:31 PM
Return to original view | Post
#3
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(ICDeadPeople @ Nov 11 2009, 08:34 AM) Hi, Yup. It is true. When you do extra payment AIA will take your money put into prepayment so indurectly save your loan tenure.I got a question for loan payment for AIA. Is it true that if I pay the loan, say every week with the same amount as the monthly payment, would I reduce the total amount or the loan tenure? Kindly contact me if you have further enquiry. Added on November 11, 2009, 3:14 pm QUOTE(leongal @ Nov 8 2009, 04:03 PM) standard chartered's KLIBOR rate still available? ya. it is still available. Kindly pm me for further enquiry. thanks.This post has been edited by dunknwy: Nov 11 2009, 03:14 PM |
|
|
Dec 3 2009, 08:05 PM
Return to original view | Post
#4
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(smwah @ Dec 3 2009, 03:17 AM) Currently loan 180K with -1.5. Already paying a year. I think you still in lock in period and if you refinance with other bank you need to pay 3% of the loan amount for penalty.Thinking to top up or change bank. Check with the bank for top up need to pay for the lawyer fees bcoz the changes of agreement. Again ask for write in interest, they said the best is 1.8 but still need to pay for processing fee. If i change bank for refinancing it is a wise choice, with current interest offer by the banks? It is good to use flexi, if let say i refinance. The extra money will put in the bank. When need it I take or less just put there as if I got extra cash. Plz advice. Maybe you can try to ask your banker whether can do loan restructuring or not. May I know your property is for own occupied or investment purpose? Thanks. |
|
|
Dec 6 2009, 11:50 PM
Return to original view | Post
#5
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(chess_gal @ Dec 6 2009, 12:04 PM) HI there, Hi,I am working in Singapore, so can I apply using my Singapore payslip? Planning to get a property worth 240k, will be taking a 85% loan. May I know if the legal fee, stamp duty will be covered by the loan or separately as cash? AT the moment, the BLR stands at 5.55% and would appreciate if anyone could quote me a better deal. Thanks. you can use your singapore payslip to apply for loan. Your loan agreemnt legal fees costs around RM7200. However you can assign the same lawyerfor S&P and loan agreement so it will save up some money. Although the BLR stands at 5.55% but it may increase next year. You can consider to take fixed rate as it will save your interest. Welcome you to pm me for more info. Looking forward to hear from you soo. |
|
|
Dec 9 2009, 02:27 AM
Return to original view | Post
#6
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(Zack Styler @ Dec 8 2009, 09:37 PM) I would like to loan RM250K if possible, for 40 years, planning to buy a landed property, do advice on the minimum amount of FD to commit, as my income is not stable, due to commission based job.. Your min commitment for currently is RM1006 if you take loan from OCBC. However, you can consider fixed rate which is RM1340 per month. As your job is commission based job it is advisable for you to take fixed rate and you only need to take out certain amount of money every month to pay housing loan. If you take BLR rate you need to put some money set aside and your commitment will be higher when BLR increases. I hope I already help you answer your question. Welcome you to contact me for further enquiry. |
|
|
|
|
|
Apr 9 2010, 11:36 PM
Return to original view | Post
#7
|
|
Junior Member
40 posts Joined: Nov 2007
|
QUOTE(pilotHans @ Apr 7 2010, 04:59 PM) any comments on AIA loan? Actually the interest rate of 4.99% really a good offer compared with current interest rate which is around 4% if you take from bank.- interest rate 4.99% percent for whole tenue... - can only take up to 30years.. agent offered MLTA instead of MRTA.....but i need to measure; my affortability........if i cant affort MLTA maybe just go with MLTA... loan that im applying is : 300k.........any comments or reviews on this AIA thingy...like difficult to pay or something? the -ve side i discover 1) in term of payments, if wanna pay maybank2u every transaction RM1.....360 wasted..haha 2) non flexi loan...... my house that i buy, is for own stay until im tired of staying there..hehe... If you plan to pay for long term it is good you take from AIA. for MLTA, there is some way to reduce your premium. It is all depends on you. If you plan to settle the loan within 5 years time you can consider take flexi loan. If not, you can consider AIA mortgage loan. Kindly contact me if you need further info. |
|
|
May 27 2010, 02:19 PM
Return to original view | Post
#8
|
|
Junior Member
40 posts Joined: Nov 2007
|
AIA FIXED RATE HOMELOAN
4.99%(NZMC) FOR WHOLE LOAN TENURE 5.25%(ZMC) FOR WHOLE LOAN TENURE NO EARLY PREPAYMENT PENALTY Kindly contact 0122337985 or email catherine.ow806@gmail.com for further info |
|
|
Jun 22 2010, 01:28 PM
Return to original view | Post
#9
|
|
Junior Member
40 posts Joined: Nov 2007
|
NEW PROMOTION FROM OCBC
YEAR 1-3: fixed at 4.15% YEAR 4:BLR-1.9% kindly contact 0122337985 for more info.[SIZE=7] |
|
Topic ClosedOptions
|
| Change to: |  0.0223sec
 0.38
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 10:53 PM |
Quote