Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Sep 19 2009, 10:48 AM
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#1
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur   
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Hi guys.. newbie here too..
I've taken a house loan under EON bank and my fren said that we are allowed to switch loan to another bank only after 5 years to save on the interest rate & etc.. is this true? I dont know what you guys call this (Is it same like refinance?) Anyone can shed some light? Many thx in advance.. |
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Mar 21 2010, 11:09 AM
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#2
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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Hey, all. Need yr kind advise.
Loan amount: RM250K Loan tenure: Either 25 or 30 years Type: Double Storey Which bank has the best deal or any agent can help me out? I treat u teh tarik & roti canai..  |
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Jul 19 2010, 08:26 AM
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#3
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(teoanne @ Jul 16 2010, 10:37 PM) today i went to the MAPEX exhibition in midvalley and some folks from the Kuwait Finance House introduced to me their zero entry cost package for under construction properties. As for their fixed rate, it is at 5%, apparently this was only launched today Please take note that this offer only for completed property with min loan of 200k... |
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Jul 19 2010, 12:13 PM
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#4
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(teoanne @ Jul 19 2010, 09:48 AM) u mean the fixed rate? yeah, must be, i never paid much attention since i was looking at their ZEC for under-con. anybody had any experience with Kuwait finance house? r they ok? Yup d fixed rate one... Hv long chat with the agent but they can help oso if property under development... Just use some negotiation skills... |
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Jul 19 2010, 02:13 PM
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#5
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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Hi to all bankers,
My upcoming property details: Location: PJ, Selangor House price: RM192k (Mid Range Condo, Leasehold) Loan amount: 90% = (RM173k) Tenure: 30 years Term: Flexi Condition: Under development (Expected completion Dec 2012) Do offer me the best loan rate. Thanks all! |
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Jul 20 2010, 02:31 PM
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#6
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cutealex @ Jul 20 2010, 12:54 PM) All under development not using their panel banker? can choose other b anks? hehehe.. like most sifu in here normally said.. always look at all yr option.. hehehe.. |
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Jul 31 2010, 11:27 AM
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#7
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Senior Member
1,481 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(e-claire @ Jul 30 2010, 08:48 PM) Am wondering how much i can loan if i am earning roughly 3.8k per month, no car installment and no credit card debts. Say i want to pay anything less than RM800 a month and loan period of as long as possible. I've been thinking of buying a property but am unsure of the range of price that i should target. Wats yr age? |
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