Regarding Maybank's semi flexi, if i pay excess, is that consider advance payment or principal deduction ?

Kinda confuse here.

Any hidden clause in HSBC flexi ?

anyone encountered bad experience ?

i do not see any such terms in the LO.

One of the condition is Prepayment of TL but it only mentions about fully settlement. Another condition is advance payment redraw facility. Thats about it.

Thanks Chris. You rock !

just purchased a house undercon, yet to sign s&p and scouting for loan. 3 offers now

1. from Tiger , -2.3 semiflexi
2. from the H***, -2.3 flexi
3. from UxB, -2.2 semiflexi and they told me got some DIBS , cant remember stand for what... something about developer borne interest during undercon and will help save interest.

Chris, would you mind explain about how the DIBS works and which package is better.

h*b* pays initial setup also ?

need some advice.

I have this thought of setting up a co with a friend and acquire properties for rental.

How would the bank assess of capacity? I believe they will need our guarantee?

What would be the corporate interest rate ?

Anyone has this kind of experience who can share with ?