Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
|
|
 Oct 22 2010, 01:30 AM
Return to original view | Post
#1
|
 
Senior Member
1,491 posts Joined: Sep 2008   
|
I think won't have a problem getting 100% loan.
Consider use your KWSP for renovation instead borrowing from the bank. I am blur with rate -2, is it BLR 6.3% - 2% = 4.3% (Interest you have to pay) |
|
|
|
|
|
Oct 22 2010, 08:21 AM
Return to original view | Post
#2
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(epie @ Oct 22 2010, 02:41 AM) yup...that is how u calculate the interest God bless you epie.   |
|
|
Oct 23 2010, 08:15 PM
Return to original view | Post
#3
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(kochin @ Oct 22 2010, 04:32 PM) for each and every single cent that i'm saving all my life, i hope so too bro. Same here.  I think my future house going to be a 2nd hand property. |
|
|
Oct 25 2010, 03:31 PM
Return to original view | Post
#4
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(super911 @ Oct 25 2010, 02:18 PM) Just bought a condo at kelana jaya. Project named Zenith Residense. Need loan for 360k. Any bank can offer BLR-2.3 and loan agreement fee below RM4k? If yes, please PM. Thanks. Impossible, RM4K or below. So much work. |
|
|
Oct 29 2010, 04:59 PM
Return to original view | Post
#5
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
Is this really happen? Can push to -2.4 BLR?
I didn't really go do research on this. I always think all bank are the same provide same rate. The higher the loan the better the rate is. CIMB provide -2.1 BLR and Bank Rakyat provide -2.4 BLR. Semua lari ke Bank Rakyat already lo. |
|
|
Nov 1 2010, 12:09 PM
Return to original view | Post
#6
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(de.crystal @ Nov 1 2010, 12:03 PM) jz to check, if an application was rejected by the bank due to the bankruptcy status and that the applicant's name has been cleared recently, can the applicant reappeal thru the said bank? Correct if I am wrong. You need to get the document from law firm because the law firm help the applicant to discharge from bankrupt status. I think you can as long it is discharge.  |
|
|
|
|
|
Nov 2 2010, 10:25 AM
Return to original view | Post
#7
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(Gundam84 @ Nov 1 2010, 01:26 PM) Hi, 1. All Bank offer that service. I'm eyeing on second-hand landed house valued at 400k. It's around 5 years old. Just a few questions that I would like to ask on mortgage rate, as well as others 1. May I know if there is any bank that will be offering 10% downpayment and 90% loan? Please PM me if you have too 2. If yes, what will the package looks like, I'm looking for 30 years tenure. 3. A bit out of topic, but how much will those legal fee cost approx? Thanks -first time house buyer- 2. Get a banker to explain to you. Home Extra introduce by Kok_Pun is an attractive package.  3. http://www.elawyer.com.my/legal_calculator_info.php This post has been edited by Seremban_2: Nov 2 2010, 10:34 AM |
|
|
Nov 9 2010, 04:29 PM
Return to original view | Post
#8
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(xSean @ Nov 9 2010, 02:57 PM) I got offer from hsbc... -2.35 for whole tenure. Is it a good deal? Good! HSBC Puchong? |
|
|
Nov 12 2010, 09:44 AM
Return to original view | Post
#9
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(C-06-02 TRAVIS @ Nov 12 2010, 01:38 AM) Lastly, kindly calculate for me how much is the estimated Loan Agreement fee that I need to pay? As the banker request me to prepare RM3500-RM4000 and she said already given 35%...Is she trying to bully a newbies who knows nothing about Loan or she is really geniune stating that this is the best she can offer me? RM3,500 to RM4,000 is very good already lo. Stamp Duty already at high side and include RM3,500 to RM4,000. That 1 is ok. Don't worry on that. Plzzzzz Plzzz advise...I'm a lady who really knows nothing about anything. All I did is just follow what Sales Agent and Banker told me to do.  Note : DIBS = Developer Interest Bearing Scheme = Pay No Interest during Construction. The rest I cann't help you. |
|
|
Nov 19 2010, 07:56 PM
Return to original view | Post
#10
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
LO = Letter offer from bank.
|
|
|
Nov 22 2010, 03:03 PM
Return to original view | Post
#11
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
Can Anybody let me know list of document banker want from us to apply loan?
|
|
|
Dec 4 2010, 01:32 PM
Return to original view | Post
#12
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(keeseng12 @ Dec 4 2010, 01:08 PM) any loan officer from penang area? Can I introduce you the penang banker? Public Bank. Mind PM me your contact number and name. I get him to call you. thanks.i know this sounds lazy that i didn't use the search button, but i need it very urgently. thanks. loan: 170K tenure: max MOF: 90% |
|
|
Dec 26 2010, 04:36 PM
Return to original view | Post
#13
|
|
Senior Member
1,491 posts Joined: Sep 2008
|
QUOTE(wrb7878 @ Dec 26 2010, 03:24 PM) Any Public Bank/RHB agent from Ipoh? I think can call up the customer service to get Public Bank/RHB agent contact from Ipoh.Property Cost - RM183,800 Loan - 150K, Full Flex Tenure - 30 yrs Property - under construction, 06/2012 Developer - Kawal Bina Sdn Bhd |
|
Topic ClosedOptions
|
| Change to: |  0.0566sec
 0.47
 7 queries
 GZIP Disabled
Time is now: 30th November 2025 - 11:05 PM |
Quote