Hi,

I'm thinking to purchase a house (almost complete...half year) and want to know the best housing loan package that are available...

Current salary: 3300 (no loan)

Loan Amount: 250K

Loan period: 30 years

Ideal repayment amount: around 1.5 K per month for the first 5 years;
around 3 K per month after first 5 years.

I'm thinking to pay more after first 5 years and shorten the loan period as soon as possible.

Is there any package that suit my need? or should I refinance and shorten the loan period after that?

Another question...BLR - 2% means 5.55-2=3.05% p.a ??

Thank you very much...

wrong calculation

Thanks for correcting

Hi,

Interested to know whether can get housing loan or not...

Loan amount:RM300,000
Loan period:30 years

salary:RM3600
car loan:RM766 (until Nov this year)
Joint loan with others (RM200 K ++): RM1600 monthly (I'm not paying the loan, just help my sister to get the loan)

Possible for me to get the loan? Should I settle my car loan first?

Thanks

Hi,

It's a bad day for me...submit my housing loan application today...but was informed that the PBB first 3years fixed rate 3.75% no longer available...how come??


Anyone know the latest CIMB housing loan package? or any good package from other banks? Thanks

This post has been edited by Joy~: Mar 17 2010, 02:43 PM

Hi,

This Monday I just met the PBB officer to ask about the housing loan...got first 3years at 3.75% and BLR-1.8% thereafter. I took 2 days to prepare all the docs needed for the application, who knows I'm too late...when I submitted it, she told me that the offer stopped today oh~

Last two weeks, I called HSBC, they said BLR-1.9%; yesterday I called them again, BLR-2.1% (1-5 years), thereafter BLR-1.9% ...other banks also changed their packages...confusing lah...

I think it's all depends on luck to get a good package.

This post has been edited by Joy~: Mar 17 2010, 04:38 PM