hi, can anyone tell me the differences between islamic banking and the conventional one? HSBC Amanah is processing my loan. the banker told me that the only difference is that for islamic banking, i dont have to pay the instalments anymore and the bank would refund me the interests paid should the project be abandoned before completion.

is that all the difference? after finding out that HSBC Amanah credit cards cannot be used at non-halal restaurants, now i am wondering if there is anything else 'hidden' that the banker did not mention?  (cos HSBC Amanah is not allowed to sell the conventional plans)