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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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JET
post Mar 11 2010, 02:57 PM

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doubts wht would like to consult the expert here...
i've been reading from page 50 till here. might hv missed something. blush.gif

it's regarding the house insurance against fire/water/etc accident.
It's must to buy when u buy a properties, right?
Is this insurance included in the home loan? or required to buy separately?
MRTA / MLTA is not cover the accident, right?
kindly advise. Thank you.
JET
post Mar 11 2010, 04:20 PM

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Junior Member
357 posts

Joined: Jan 2003
Hi All,

My friend share this web site with me....
it's Home Mortgage Calculator (or it can b simulator too)
quite nice.... u will able to see how much u need to pay for the entire MOF.
very details calculation. if u want simple estimation skip this.
http://www.vertex42.com/Calculators/home-m...calculator.html

i hvnt really try it yet. hope it useful for all of u smile.gif
cheers.
JET
post Mar 12 2010, 05:41 PM

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Junior Member
357 posts

Joined: Jan 2003
QUOTE(JET @ Mar 11 2010, 02:57 PM)
doubts wht would like to consult the expert here...
i've been reading from page 50 till here. might hv missed something.  blush.gif

it's regarding the house insurance against fire/water/etc accident.
It's must to buy when u buy a properties, right?
Is this insurance included in the home loan? or required to buy separately?
MRTA / MLTA is not cover the accident, right?
kindly advise. Thank you.
*
no 1 can advise me on this?
JET
post Mar 15 2010, 03:16 PM

Casual
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Junior Member
357 posts

Joined: Jan 2003
Dear Banker, Mortgage, Properties adviser,

Would like to consult with you.
BLR -2.++ package usually for loan amount tht more than 500k?

I went to a new development (condo) yesterday.
The sales assistance told me tht for condo then least than (or around) 250k, the "-" BLR rate only can remain at 1.8/1.9 (1.9 is the best tht they can do)

and we (buyer) are not advise to get the loan from outsite
(wht is this... :S, the guy want to earn the $ with cheap package it's?)
JET
post Mar 16 2010, 09:49 AM

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Junior Member
357 posts

Joined: Jan 2003
Dear Roy, bkfeng89,

thanks for replying my Post #1488.

Well, actually I'm in the "Planning Stage" of buying myself a house.
So far my target is sub-sales/2nd hand condo in cheras/bukit jalil/kinrara/sri petaling/etc (which it's near my parent house in cheras)
My afforded budget is RM250k (according to 4.98% fixed interest, where estimating the BLR will raise to 6%++ by next year)

Therefore, do u think tht i can still apply a loan which provides"-BLR 2%++" package?
my loan amount can be increase higher, where as long as monthly payment for 30 yrs are RM1.3-1.5k

Cheers....

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