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Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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JET
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Mar 11 2010, 02:57 PM
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doubts wht would like to consult the expert here... i've been reading from page 50 till here. might hv missed something. it's regarding the house insurance against fire/water/etc accident. It's must to buy when u buy a properties, right? Is this insurance included in the home loan? or required to buy separately? MRTA / MLTA is not cover the accident, right? kindly advise. Thank you.
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JET
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Mar 11 2010, 04:20 PM
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Hi All, My friend share this web site with me.... it's Home Mortgage Calculator (or it can b simulator too) quite nice.... u will able to see how much u need to pay for the entire MOF. very details calculation. if u want simple estimation skip this. http://www.vertex42.com/Calculators/home-m...calculator.htmli hvnt really try it yet. hope it useful for all of u  cheers.
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JET
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Mar 12 2010, 05:41 PM
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QUOTE(JET @ Mar 11 2010, 02:57 PM) doubts wht would like to consult the expert here... i've been reading from page 50 till here. might hv missed something. it's regarding the house insurance against fire/water/etc accident. It's must to buy when u buy a properties, right? Is this insurance included in the home loan? or required to buy separately? MRTA / MLTA is not cover the accident, right? kindly advise. Thank you. no 1 can advise me on this?
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JET
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Mar 15 2010, 03:16 PM
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Dear Banker, Mortgage, Properties adviser,
Would like to consult with you. BLR -2.++ package usually for loan amount tht more than 500k?
I went to a new development (condo) yesterday. The sales assistance told me tht for condo then least than (or around) 250k, the "-" BLR rate only can remain at 1.8/1.9 (1.9 is the best tht they can do)
and we (buyer) are not advise to get the loan from outsite (wht is this... :S, the guy want to earn the $ with cheap package it's?)
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JET
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Mar 16 2010, 09:49 AM
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Dear Roy, bkfeng89,
thanks for replying my Post #1488.
Well, actually I'm in the "Planning Stage" of buying myself a house. So far my target is sub-sales/2nd hand condo in cheras/bukit jalil/kinrara/sri petaling/etc (which it's near my parent house in cheras) My afforded budget is RM250k (according to 4.98% fixed interest, where estimating the BLR will raise to 6%++ by next year)
Therefore, do u think tht i can still apply a loan which provides"-BLR 2%++" package? my loan amount can be increase higher, where as long as monthly payment for 30 yrs are RM1.3-1.5k
Cheers....
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