hi, izzit posibble to get full flexi loan for loan below 100k, let say 75k loan?
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 Mar 1 2009, 03:49 PM
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#1
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2,215 posts Joined: Nov 2007 From: Cheras, KL.  
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Mar 2 2009, 03:50 AM
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#2
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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Hi driedice, which bank will provide for full flexi loan below 100k, nonzec is fine as long as the interest rate is competitive. normally is blr -what? tyty
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Mar 3 2009, 02:28 PM
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#3
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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QUOTE(DriedIce @ Mar 2 2009, 05:28 PM) So far I've seen Std Chart seems to be the best. Min loan 45k, flexi loan, BLR-2% Hi, scb -2% other then the interest any other fees i need to be aware of? like monthly rm10 maintainence fees or sort of?The other bank's best rate is @ BLR-1.45%  how is the ksbc 1 works? tyty My intended loan is about 75k only. |
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Mar 4 2009, 04:30 PM
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#4
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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is the scb full flexi loan 5.55% as well, then it will be 5.55-2% = 3.55 for full flexi loan?
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Mar 4 2009, 10:49 PM
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#5
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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i am doing nzec. for 75k
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Mar 5 2009, 10:40 AM
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#6
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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oh ok, so monthly only rm10 extra on top of the interest, any charge for witdrawal?
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Mar 6 2009, 01:54 PM
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#7
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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Hi dried ice, like 1 time withdraw need to be charge any amoutn of fees? it would be nice if some one can draft how much i would be charge est.
Loan amount and NZec. any fees need to be aware of. |
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Mar 8 2009, 10:53 AM
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#8
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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QUOTE(DriedIce @ Mar 7 2009, 06:03 PM) For the withdrawal part, its usually called hidden charges. Some banks have it once you've done past 5 transactions in a month or something like tht. If you are interested you can give me a call @ 012-3871138 and i'll come up with all the legal cost and monthly installment for you. DriedIce, you are banker? yes will give you acall, later and how to address you?Added on March 7, 2009, 6:06 pm FD's or other source of income would help. Normally the bank would prefer you to open an FD with them. |
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Apr 11 2009, 01:04 PM
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#9
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Senior Member
2,215 posts Joined: Nov 2007 From: Cheras, KL.
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[quote=DriedIce,Mar 7 2009, 06:03 PM]
For the withdrawal part, its usually called hidden charges. Some banks have it once you've done past 5 transactions in a month or something like tht. If you are interested you can give me a call @ 012-3871138 and i'll come up with all the legal cost and monthly installment for you. Hi theresa do you have msn? |
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Oct 26 2009, 04:36 PM
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#10
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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hi all, what is the best rate for apartment loan for 75k or below? any posibility to get blr -2.x above?
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Jul 15 2010, 06:40 PM
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#11
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2,215 posts Joined: Nov 2007 From: Cheras, KL.
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Any one can quote me what rate can get for 2 stories shoptlot. area masai, jb. purchase price around 200k. fullflexi with max tenure 30-40years. posibble hsbc etc. thanks
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