Hi, all. Am a newbie on the Mortgage Loan. I don't really sure on hows the loan calculates, rates, and banks offers.
Perhaps any expect could explain to me.

I have just make a booking for a condo. I have paid 3% for the booking.
Here is the details:-
Completed Non-landed, Value- RM275k, and i have paid 3%.
MOF-80%, target 35years.

Can anyone please give me advise?