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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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112006
post Jul 18 2009, 05:11 PM

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Just wanna ask. How come you guys can get BLR at such low rate? Cause the banker show me her calc.. BLR is 5.5%

Property Price: MYR 495,000.00

Margin Of Finance :91.80 %

Loan Amount : MYR 454,425.00

Loan Tenure (months) :480

Base Lending Rate (B.L.R):5.55 %

Property Type :Landed

Completion State:Completed

Interest Rates

First 36 Months - 3.2500 %
Remaining 444 Months -3.1500 %




This post has been edited by 112006: Jul 18 2009, 05:13 PM
112006
post Jul 19 2009, 10:28 PM

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QUOTE(onnying88 @ Jul 18 2009, 05:43 PM)
Whole Malaysia banking system is using the same BLR rate now which is 5.55%. So it's same as yours also. smile.gif

For your interest rate
BLR 5.55 - 2.3% = 3.25% 1st 3 yrs
BLR 5.55 - 2.4% = 3.15% for the remaining tenure.

It's a good deal for your already smile.gif
But you may considering the term and condition such as type of loan, lock in, penalty, and etc for different bank
*
Thanks for your advise.

So I should check with her about the T&C. Full flexi or none. Right?
How about Legal Fees ? Is it negotiateable?

unsure.gif
112006
post Aug 13 2009, 05:12 PM

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what type of service HSBC offered? What do you guys think CIMB rates? -1.95 and it's Flexi.
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