Hi all,
  I would like to buy a low rise condo in bukit jalil, namely Savanna 2. It is 1605sqft, completed with cf. Purchase price is 950k. Please let me know the valuation. Full address as below:

3-1-6, savanna 2 bukit jalil, Jalan perkasa 7, 57000 kl.

Dear all,

I have signed two property with agents, 2 property amounting to RM630k. the both properties are located at Danau Kota, Setapak. It's PV condo.

We wish to get BLR-2.4% due to we have more strong financial here. so far, we only able to get -2.3% from UOB and OCBC, others bank are welcome..

We need someone to be more faster, responsive and accurate. if you able to serve us better , please contact us asap.

IF you are capable to help me ..

Please email to my sister [kellyt1125@yahoo.com]. or do call me at 0176494811. 

You can always wait when banks keep extending the repayment period to 40 years now and the property price keep climbing due to that reason. If banks extend the repayment period to 50 years, you will eat your words.

Is this really happen? Can push to -2.4 BLR?

I didn't really go do research on this. I always think all bank are the same provide same rate. The higher the loan the better the rate is.

CIMB provide -2.1 BLR and Bank Rakyat provide -2.4 BLR.

Semua lari ke Bank Rakyat already lo.

then how come to cover any insurance in case anythin happen to you? mMm maybe noob quest here hehe.. sorry totally newbie about all this stuff..

now OCBC is still having it... interested PM me

I got an update from my loan department recently.

Bank Negara do not care about how many property in possession, all they care is how many loans are currently running for each individual. For a person with 1st time loan application joining with a person of 3rd time loan application, it is considered as overall 3rd time for both.

that means both of you are entitled for 70% loan only, based on LVR (loan to valuation ratio)

Pls pm me your best offer for both term and flexi loan, with and without MRTA for comparison purposes.

Hsg loan required - MYR 450,000++
Property status - Completed 4 ++ years residential condo, Freehold
Subsale from current owner
Loan tenure - 30 years
Two person join borrower -(1) Age 35 (Zero outstanding hsg/car/personal loan/credit card debts)
(2) Age 38 (One existing hsg loan, car loan, personal loan)

Combined income per mth - MYR 14,000

Thanks.

Property Selling Price: RM570k
Required Loan Amount: As high as possible (better if MRTA can be thrown in)
Loan Tenure: 30 yrs.

Look forward to any proposals.

BLR-2.3% sap sap sui

ooo...hahahaha.....
ok... let me tell u how it works...

First, identify whether your loan is "daily rest" or "monthly rest"
if it is daily rest, then there is a big difference.

What you mentioned here is the cycle day : 7th, 14th and 21st of every month.

Actually whenever you have money you can pay b4 your due date. Don not drag to the end of the day to do it. Periodic or non periodic is just a marketing term.

For example, simple one.

1) you got 1 fixed rate loan 4% per month (monthly rest)
2) you got another flexi daily rest loan 4% per month

if you borrow RM300, borrow for 2 months only

1) you pay on any day at the first month and you decided to settle the loan 1 shot. So you pay:

RM300 *4% (interest) = RM12
then capital repayment RM150 for first month
at the same time you pay advance RM150, so the 2nd month there is no interest charge on you.

total Paid = RM312

2) you pay on the 7th day of the month. Interest is 4% on daily rest. which means your daily interest is 0.133333333%

So you pay about RM150 capital repayment and 7 days of interest @ 0.133333333% * RM300 = RM2.8

Then you decided to settle the loan as well, you pay another RM150.

In the end of the day you have only paid RM302.8 as compared to RM312
I dunno how other bank works, this is just a general idea. There is a very complicated mathematics formula at the back to calculate teh daily interest thingy

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Maybank Maxihome now offering

can up to BLR-2.3%
tenure up to 40 yrs
can finance legal fees and MRTA
Flexi

Pls feel free to call me for more detail at

012 294 8810 or email at chorkean@maybank.com.my

CK Chow
Maybank Mortgage
Federal Territory

wow... u should have done it whenever you got the money.... btw, you need to check if your loan is daily rest and you must pay to the right account also, there could be 1 account charged at fixed rate for loan financing and 1 account for other financing such as reno loan etc

Maybank only offer semi Flexi.
If you wanna pay extra than ur monthly installment, nid go to bank to do so...

At Citibank, we offers:

- BLR - 2.1%~2.35%

- Margin of Finance - 80% - 89%

- Tenure - up to 30 years

- Package - Conventional/ Full Flexi /Overdraft Refinancing

*Promotion up till 28 February 2010*
Free 2days/1Night Stay in Hard Rock Hotel + Universal Studio Tickets for 2 when you take up a housing Loan with Citibank
- Only applicable for loan amount of RM500,000 & above(Klang Valley)/ RM350,000 & above (Outside Klang Valley)
We emphasizes on building good customer relationship and providing great services 

Just PM me for more information or if you are interested or call/sms me at 017-3603668

Thanks

Vinc
Citibank Mortgage Sales Department

* 70% LTV cap applicable for owning/refinancing 3rd property as enforced by Bank Negara Malaysia