dear ppl,

currently reside overseas,

whats the documents require if i would take local bank loan for house...

b is definitely not it. not sure bout c, but for a, my fiancee and i, our combined basic salary is around rm4k and we applied for rm200k. the reason is due to i just started work 4mths ago.

Hi, i'm looking for house loan

Requirement:
Home Loan Require = 350k
MOF = >90%
Status = Completed
Loan Tenure = 40 years
Feature = Flexi

Please PM me the offer.

Is this one under DA?

Hi everyone.

I had been in mortgage line for 5 years therefore I know every bank requirements that which type of property the bank prefer and as well as the maximum margin that an applicant can get.

Most of the applicant will listen to the banker or friends and submit to all the banks they know without getting the results they want.

For me when I have a look on your documents and i know which bank can approve the loan.

Maybe some of us got CCRIS or CTOS problems and the banker will tell you unable to get a loan but for me still got a chance.

Please contact me if you got this kind of problems.
e_kayz@rocketmail.com
012 575 0146

Peace

hi all,

just paid my earnest deposit just now for my new crib. oso got LO from ocbc but not satisfied for what being offer. need new homeloan from other banks.

currently offered by ocbc: loan 288,000/blr-1.9%/tenure 30yrs only/flexi. asked for 40yrs, bank said no go. 

*need new homeloan*
purchase price: 288,000
mv: 320,000
loan needed: 288,000 (equiv 90% of mv)
tenure: 40years (i'm 30yrs old now)
feature: flexi, foc loan docs fees better, mrta/mtla non-compulsory.

pls ctc me @ 0192797312 or yuszairi@gmail.com
i have the docs email to you tonite/tomorrow for monday to start process.
urgent!!

060610:
THANKS TO MARUFAI, JELEN, JOHN,EKAYZ for feedback. i hv emailed my docs to u guys.

as of my case, its a subsale.
purchase doc avail only letter of confirmation (sale) with 288k price tag BUT spa will stated 320k (preparation in progress).

looking for any banks that can start process with only my personal docs + mv by ur panel valuer, like ocbc did.
ctc me at 0192797312 for immediate info or email me at yuszairi@gmail.com

anyone know which bank could offer home loan tenure until 70 or 75 years old?

Interested to purchase property - first purchase. Lookin for a suitable home loan. No lock in period preferred.

Loan amount: Max (10% downpayment)
Tenure: 10-15 years
Market valuation of the property: RM550K - RM600K

PM me if interested. Thanks.

I am still thinking should I refinance my house or not.

Loan amount: 151k (I loan 80%)
Market value of the property: Not sure, maybe 260k+( just completed )
Current Rate : BLR -1%
Penalty: RM4500

I just bought a condo at mont kiara and needs financing. I heard OCBC is offering BLR - 2.3% with 5 yr lock in period. Not sure whether this rate still exist. BTW any bank offer any better rate than this.

i bought one service studio in June..  checked few banks, the best can offer me BLR - 1.9 only, no lock-in, 90% loan..

as far as i knew,, -1.9 is the highest rate that bank could offer to service residence.. is this true? ... i bought the unit at 592K.. FH.