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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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JamesPond
post Nov 29 2010, 06:39 PM

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all,

I would like to check for both bank
OCBC and CIMB, if I apply ocbc graduate home loan, semi flexi type, since i owe 300k, Temporary, I paid for the principle of 300k and I will withdraw when I need the money, do I still need to pay for the installment? Does OCBC has hidden charge for this?

for CIMB, the full flexi, same thing, 300k loan, I fully paid 300k and I will withdraw when I need the money, do I need to pay the installment? any hidden charge or penalty apply by the bank?

This post has been edited by JamesPond: Nov 29 2010, 06:40 PM
JamesPond
post Nov 30 2010, 10:26 AM

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QUOTE(home_save @ Nov 30 2010, 09:33 AM)
Well, banks do not earn a single cent from the stamp duty but is Malaysia Gov. Nothing much we can do about it, vote for those who promise to reduce the stamp duty in the future. smile.gif
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what about PBB? semi flexi, would it be the same like OCBC?
I cannot pay all and withdraw when it require.
JamesPond
post Nov 30 2010, 12:25 PM

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QUOTE(kok_pun @ Nov 30 2010, 11:34 AM)
it would be the same except that PBB withdrawal fee is RM50 and OCBC is RM10
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KP,

Do you have the form for withdrawal for ocbc home loan?
What is the email from OCBC klang branch?
JamesPond
post Nov 30 2010, 12:41 PM

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QUOTE(kok_pun @ Nov 30 2010, 12:38 PM)
let me check...later pls check your pm
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Thanks, i may need your advise for future purchase....
pm me your email to discuse further..

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