Outline ·
[ Standard ] ·
Linear+
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
|
Invinsible-Pp
|
 Aug 17 2009, 08:44 PM
|
New Member
|
QUOTE(QCA5958 @ Aug 17 2009, 03:00 PM) Thanks for the info.. PBB is one of the panel banks for this developer. But they did not have special offer with ZEC all that. But they did initially offer 1st year 0%, + BLR-2 thereafter or something like that. But i asked for flat rate anyway and that how i got the BLR-2.3.... Although they are the panel but they will not always offer zero interest during construction period. Banks will aim for potential project if they wanted to make 0 interest package, or maybe the developer bargain with the banks for such offer. Eg; Paramount at kota kemuning, project name indah residence, maybank offer awesome package. zero interest until u get the keys,free MOF and zec as well. In some other project, they just dont have such good offer. |
|
|
|
|
|
Invinsible-Pp
|
Sep 9 2009, 10:40 PM
|
New Member
|
QUOTE(hong0228 @ Sep 9 2009, 02:37 PM) may b using around RM50k for renovation. after appeal, another 5 years lock in from 2008 and penalty 3% base on loan amount which is RM150k if refinance. You are just in between...hard to decide whether u shud or not, refinance  |
|
|
|
|
|
Invinsible-Pp
|
Oct 20 2009, 10:53 PM
|
New Member
|
QUOTE(semez @ Oct 20 2009, 08:57 PM) Yes, that is true. Repayment wil only be rm780k after 30years based on the rate they offering. My concern here is, do i need to put in rm1m or my loan amount which is rm484740 into the current accoun to offset the interest?? Becoz in islamic concept, my loan statement show that i owe the bank based on their maximum interest calculation which is RM1m+ instead of rm484740. Semez, need not to worry bout the Rm1m.......u loan 480k and 300k is the interest payable. put it in this way, in islamic concept, they cant call it interest, thus they call it profit sharing....RM1m-RM780k = profit sharing between u n cimb islamic You just need to put in your exact loan amount 484740 to offset the interest, not 1m. Cimb's islamic loan so far so good, very competitive thou |
|
|
|
|
|
Invinsible-Pp
|
Dec 21 2009, 05:59 PM
|
New Member
|
QUOTE(Zack Styler @ Dec 21 2009, 03:06 PM) AMbank and PBB do have them.. Go apply la...watcha waiting for? |
|
|
|
|
Quote
0.0522sec
0.27
7 queries
GZIP Disabled