My advice -  no to Prudential, no to Great Eastern and no to AIA because these 3 companies are disappointing to me.

Try Allianz.

Sorry that I missed out this topic.

@roystevenung
I am not an agent, neither do not need to be one. So you felt your sales has dropped? Top 3 doesn't mean they are good, mind you. Especially having an agent like you.

Anyway, I made personal outpatient claims to GE, Prudential and AIA before, and some were partially paid, some were rejected totally. I am trying Allianz and hope that this company is good. I hope that I am keeping my personal goodwill here as a customer.

For those who are interested in buying insurance, do check out all those companies in the market and decide. Don't listen to your agents.

Insurance is a contract between you and the insurer.

Reading the contract helps, and ur case you still did not state why the claims were rejected. Are you going to say Allianz sucks too if the claims are rejected?