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 Credit Card Thread V3, Everything about Plastic World Fantasia

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yewkhuay
post Jun 6 2008, 12:54 AM

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QUOTE(Darkmage12 @ Jun 6 2008, 12:21 AM)
the word platinum also not platinum?
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nope, it is not, it's more like a clear card.
yewkhuay
post Jun 6 2008, 12:59 AM

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QUOTE(pisang @ Jun 6 2008, 12:55 AM)
mind to explain a bit... you mean platinum is similiar to clear card...  rclxub.gif
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i actually mean,the ONE PLATINUM credit card from UOB is just a clear card / classic card, it's not a real platinum class card.
an actual platinum card will require a near 5figure monthly income or solid savings in a bank.
yewkhuay
post Jun 11 2008, 06:18 PM

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just received my amex gold today, yet to use it. not sure whether to join the non-frequent traveller option for vouchers on shopping n dining...advice?
yewkhuay
post Jun 12 2008, 06:47 AM

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QUOTE(Syd G @ Jun 12 2008, 12:51 AM)
Question.

If I'm a new cardholder with no history whatsoever, how does the new rulings affect me? I'm expecting the worst scenario - 18%p.a that starts charging interest the next day right after transaction being recorded.
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it's a new rule tht benefit good payor, so just be a good payor , the rules won't affect u at all.
yewkhuay
post Jun 15 2008, 10:48 PM

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geram with Hong Leong today, can't temporary increase credit limit thru phone eventhough i have enuf amount of money in my current a/c with them...i even have my house loan n car loan with HL, can't they just do me a favor...geram....
yewkhuay
post Jun 15 2008, 11:22 PM

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QUOTE(TeraPox @ Jun 15 2008, 11:07 PM)
HL bank card good or not? got any good benefit?
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haha, i use card hardly bcoz of the benefit, mainly due to convenience for payment , i use mbb visa coz it's free for life with minimal transaction , i having savings with mbb, so i can settle my card debt thru m2u or atm everywhere. i use HL master card coz previously it has TnG card attached tht auto reload n made it free too, i have loan with HL so i will make my trip to HL anyway, same goes to pay card debt (but i hardly use HL card, see mood).

recently i uses HL card coz my mbb card send for replacement, have since use my amex after just received it, plan to use it to replace mbb visa. but too bad today the company dont accept amex so have to use HL card, kanasai refuse to increase my credit limit a lil, i notice they only auto increase my limit when i hit 50% of the limit once. mad.gif
yewkhuay
post Jun 18 2008, 09:49 PM

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just got back my replacement card for MBB flex card today, from previously i 1st applied at Blue color, they changed for me to Red color at 1st replacement n now is the best , they changed it to grey color visa wave with a FLEX word there, i m not supposed to be particular about this, but i need this little respect for the choice of my card's color, at least not GREY.....back to very classic look...


Added on June 18, 2008, 9:51 pmafter telling my fren he can swipe his car's downpayment with my amex and get shopping voucher of about rm150 for him with the points i get , he called up MBB to ask for one...

This post has been edited by yewkhuay: Jun 18 2008, 09:51 PM
yewkhuay
post Jun 19 2008, 12:06 AM

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QUOTE(charymsylyn @ Jun 18 2008, 11:58 PM)
You can pay using Visa/Master and Bankcard cards at Bukit Aman traffic counter. The rayuan counters are open Tuesday and Thursday, you can take a number for rayuan first and join the payment queue afterwards.
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tht's new to me..... ohmy.gif
yewkhuay
post Jun 20 2008, 12:20 AM

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ou? i heard this thread has turned direction towards discussion on platinum cardS ? great...
yewkhuay
post Jun 20 2008, 12:32 AM

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i got no platinum card, no can't join the topic, sorry..... or may be i should apply for one and join the topic....
yewkhuay
post Jun 20 2008, 01:11 AM

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ok.... how to get platinum card then, is it easy ?
yewkhuay
post Jun 20 2008, 10:26 AM

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QUOTE(ronnie @ Jun 20 2008, 10:10 AM)
HSBC Premier is not a credit card, right ?
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it is a privilledge.

QUOTE(kazami @ Jun 20 2008, 10:13 AM)
can i join topic??
wat kind of CC only can join?
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luckily u join now, previously it was on platinum card topic, now returned to normal cards, so, any card will do... tongue.gif

yewkhuay
post Jun 20 2008, 06:08 PM

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how about AMEX platinum credit card?
yewkhuay
post Jun 20 2008, 10:50 PM

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QUOTE(MilesAndMore @ Jun 20 2008, 07:07 PM)
You can apply for AMEX Platinum Credit Card anytime using your salary slip or or fat bank account. As far as i am concorned, the annual fee for this card CANNOT be waived too due to the perks associated with the card. However the annual fee is a lot cheaper than AMEX Charge Card. It is only RM800+/pa.
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800..... hmm.gif ...nvm. i will stick to my charge card.

QUOTE(tinkerbel @ Jun 20 2008, 07:55 PM)
@MilesAndMore,
I had my personal reasons for wanting the MBB Amex Plat but I no longer am gonna be v much bothered about it now.  Have decided I'll stick with using my current/existing cards instead of putting in another application for yet another card smile.gif

The website states RM130k income p/annum.  The CS tells me its by invitation only.
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130K, hmm.gif ....nvm. gold is good enuf...tongue.gif
yewkhuay
post Jun 20 2008, 10:59 PM

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oops, i will still stick to mbb and hlb, convenience is the key .
yewkhuay
post Jun 20 2008, 11:13 PM

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life has never been nicer, i m almost there to get Back Support Massager from Hong Leong...
yewkhuay
post Jun 22 2008, 12:51 PM

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QUOTE(kapitan @ Jun 22 2008, 11:28 AM)
Need to do balance transfer ah?
I also got this card, gold card.
Every month also got rebate even though I didnt carry forward any balance.
Quite good if you consider it.

If you spent around 10k each year using it on petrol and purchases, you can save at least RM100++ each year. My HSBC card spent 10k only gets 10,000 points and it can only exchange RM50 coupon. I think this serve quite well especially when you are using Gold card.
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if use amex, spent 4500 on petrol will get u 9000 points for rm50 voucher.

even so, spending 8350 using mbb card will get u rm50 voucher too, during some promotion days, 7350 is enuf for rm50 of parkson voucher. smile.gif
yewkhuay
post Jun 22 2008, 02:12 PM

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QUOTE(tinkerbel @ Jun 22 2008, 01:44 PM)
@kapitan,
If Ur holding 2 Visa/MasterCards and one of them is a 'co-' card ie Citibank Shell/Citibank AirAsia, U can hold 2 of the same cards; Visa/MasterCard.

However, if Ur holding just the usual Visa/MasterCard, U can onli hold 1 card.

@yewkhuay,
And that is exactly Y I wanted to shift my monthly spending to MBB CCs.  Alas, I don't have one ! tongue.gif
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well, havent been seeing maybank around in any road show or anything, not so active in offering CC i guess. but u can always walk in...tongue.gif
yewkhuay
post Jun 23 2008, 12:39 AM

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QUOTE(tinkerbel @ Jun 22 2008, 09:34 PM)
@David83,
They've oredi lost me as a customer tongue.gif
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put 200K in their FD and apply online then...
yewkhuay
post Jun 23 2008, 11:43 PM

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i keep receipts until the bill comes, and i keep the bill for 6months.

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