Irzani, try look at PITTIKAL from Public Mutual. Return is quite good.

PBB Balanced Fund, PB series right? Since you already have PB series fund, you are advised to continue invest in other PB series fund so that you can do any switching in future.

1. If your PBBF fund have less than 5K units, why not topup a bit to get a free insurance. If you have more than 5K unit than you might skip this advice. Normally for balanced fund both from PB and P series, there is a free insurance. But you need to maintain at least 5K units.

2. Since your previous fund is a balanced fund, why not try something with a high risk. Maybe you can try to look at PBCPEF. NAV as at 10-Jul-09 is 0.1599 that is 36% less than intro price.

3. You may also look at PBGF.

This post has been edited by N27: Jul 13 2009, 12:06 PM

PBCPEF = PB China Pacific Equity Fund
PBGF = PB Growth Fund

For your PBADF,

Investment Value = (11,428.57 x 0.2553) = RM 2,919.71
Loss = RM 2,919.71 - RM 3K = - RM 80.29

I think you just let the fund perform and put the rest of your money into a new fund such as PBGF + another low loads fund. Maybe PBFI - PB Fixed Income Fund. For current market condition, invest 70% in PBGF and another 30% in PBFI.

Equity fund + (Bond or Money Market) fund = will create something similar to any balanced fund.