PLEASE DO NOT SWITCH/BUY IN BECAUSE OF DIVIDENDS

Your agent should be fired.

Refer back to earlier discussions on dividends/distributions. (Post #135 onwards)

Please do not simply switch bcos of dividends. First u need to ask urself, will PRSF performs better than PCSF? If it does, then your welcome to switch.

sudah read our discussions on dividends/distributions? ada faham?

Kalau tak faham, tanya...

...half knowledge is equally, if not more harmful than no knowledge

To lock down the profit, why not considering some bond funds? Dividend funds even though not so high risk comparing to high risk Index fund, but dividend funds are still investing high percentage in stock market. When correction or so-called bearish, blue chips like PBB did fall as well. Not to mention other blue chips like Genting, even though Genting is not considered as high dividend stock but i did see PDSF bought Genting in its portfolio.

Hehe - similar thoughts here since 2010/2011.
In fact, i put my $ where my thoughts are - and the results are nice
a. extra $ into REITs (local + foreign ) had the biggest returns for my 2011 & early 2012 tracking

b. consistently carrying on my programmatic investments for local funds & value sniping at local stocks (iCap at 25%+ discount over NAPS +PBank at 2011 low) though i'm holding back a bit of % (about 5% to 8%) for local funds/stocks investment.

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Added on July 31, 2012, 8:25 am
I think most seasoned investors (myself included), do NOT lock-in an equity fund's profit by SWITCHING to another equity fund.
We usually (there are exceptions as always) SWITCH to bond funds as they are a different "animal" or asset class from Equity Funds.

IMHO, SWITCHING from Equity Fund A --> Equity Fund B, should only be for sub-asset class re-balancing (eg. generic to REITs focused)
OR
opportunity value buying (eg. PIX to PRSEC now since KLCI Index all time high VS PRSEC near all time low).

Just a thought 

what is ur cost per unit?
cost per unit = total amount u invest / ur total units.