Hi all, happy to find a platform on fund investment sharing.

M looking at monthly saving of RM 500 into fund investment as I do not have time to do share investment, and did some reading online that mutual fund do give > EPF returns of 6% given with time of 5 years or more.

1. Can you share with me what criterias to look at to help me better decide how to start invest in mutual funds?
2. Is monthly saving a good way?
3. How to choose from so many fund house?

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Added on September 23, 2012, 2:51 pm

1. This question too open-ended, pls be more specific
2. Yes for equity funds, maybe no for bond funds. From my personal experience, monthly savings beat lump sum investment. Read my reply to jasmine above
3. Google "Lipper Leaders"

I highly recommend fundsupermart.com for
- low Sales Charge
- user-friendly website
- online UT distributor with the highest number of funds from different fund houses
- helpful customer service

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Thanks Pink for recommending of fundsupermart and Lipper Leaders, really very useful guide here! Never know about Lipper Leaders! A good place to start indeed. Took a look at them just now.

1. Do I just look at Total Return as per the Lipper Leaders's analysis?
How to decide when to start buying? & which Fund House?
Is their Total Asset Value of those funds (like in the Lipper Leaders) important to be a criteria to decide? like the bigger the Value the better the fund it is? (I assume more people putting their fund into a particular fund if the Total Asset Value is bigger.


2. Equity funds = stock market fund?

3. I'm skeptical of online investment. If I don't buy online, which fund house is a better option? I heard from my friends MAAKL is good, PM also.

Based on Lipper Leaders, it seems really good profit from mutual funds if I am dicipline enough to keep put my monthly savings here!

Thank you!