AmBond is 100% MYR bonds, I prefer OSK-UOB Income Fund cos it has the flexibility to invest up to 30% in foreign bonds

Eastspring Investments (formerly Prudential), Hwang, AmInvestment, Alliance, among others, all zero switching fee. Of course, only for intra switching.

---

Added on October 7, 2012, 5:08 pmPls do some searching...both funds went ex-distribution on 28th September

http://www.fundsupermart.com.my/main/fundi...nouncement.svdo

This post has been edited by Pink Spider: Oct 7 2012, 05:08 PM

bro, this is fund investment corner...not FSM thread

u got confused

AmDynamic Bond already closed, I'd suggest not touching it. Park your current and future months' excess funds in OSK-UOB Income Fund, that's what I'm planning to do.

P.S. - OSK-UOB IF minimum subsequent purchase also RM1,000

---

Added on October 8, 2012, 11:52 pmJust bought into Hwang Asia Quantum Fund (an Asia Ex-Japan, overweight Malaysia small-mid cap equity fund) 2 weeks ago, almost recouped my FSM Sales Charges. Hwang IM is ridiculously good.

This post has been edited by Pink Spider: Oct 8 2012, 11:54 PM

Yes, AmDynamic beats OSK-UOB Income Fund by a wide margin, but
- it's closed for further purchases
- it's 100% MYR Bond vs OSK-UOB IF up to 30% in foreign bonds
- OSK-UOB IF is more focused on conservation than returns (based on what I read from its literature)

That's why I said, leave your holdings in AmDynamic Bond untouched, but start buying into OSK-UOB IF, it's one of the better MYR/MYR-focused bond fund around.

P.S. 2012 year-to-date returns are comparable:
AmDynamic 5.89%
OSK-UOB IF 5.28%

My guess? Ringgit depreciating and/or lesser interest in MYR bonds compared to HKD/SGD bonds. Diversification bro, diversification.

This post has been edited by Pink Spider: Oct 9 2012, 10:07 AM

FSM got "Year-to-date" returns for each fund

As at latest fact sheet, about 20%++ of OSK-UOB IF is invested in SGD and HKD bonds.

Yes, I just bought in at September-end, and now already making profit

AmAsia Pacific REITs also a strong performer if you're into yields.

Normally HwangIM funds no discount even for Silver/Gold account holder. 1.5% SC is attractive indeed.

Even referral coupon also cannot be used

I bought in Hwang Asia Quantum RM1K only, planning to top up on market corrections. But it has been up up up and up

AMB got so many funds...which one u referring to?

If u referring to AMB Dividend, I just have this to say:
HwangIM is the external manager appointed by AMB to manage this fund

Hwang Select Dividend Fund is bigger than AMB Dividend

from prospectus and annual/interim report

---

Added on October 16, 2012, 10:37 ambut I'm not in favour of buying into Malaysian dividend fund, might as well buy dividend shares on my own. I only have Hwang Asia Quantum as Malaysian-focused small-mid cap fund.

Dividend investing is quite easy actually, but u must have the holding power + patience.

This post has been edited by Pink Spider: Oct 16 2012, 10:37 AM

I doubt small ikan bilis investors like us who buy 1K initial and top up 100-200 a month will get discounts from HwangIM.

Well said

Too bad I'm already with FSM. Those who are interested in HwangIM funds but no comfortable doing investing online do give DarReNz a buzz

This post has been edited by Pink Spider: Oct 16 2012, 01:40 PM

I dun touch my EPF...I only do cash investments. Everything by e-mail, not much trouble.

Wong Seafood,

EPF withdrawal for investments, also cannot go in our own pocket, when u withdraw, have to go back into EPF what?

EPF is required by law to maintain a minimum dividend payment per year, means theoretically our EPF savings cannot make a "loss".

Off topic a while, what about cash dividends received when we buy SHARES using EPF withdrawal scheme? Do we get the cheque? Or it will go back into EPF?

Can u withdraw that money? Or it must go back into EPF A/C 1?

The 2% statutory minimum payout, lose to inflation, yes.

But I doubt our "principal" can be gone. IF that happens, Malaysia is a gone case, "Malaysian Spring" surely.

Singapore lower inflation, and their currency is stronger, thus they can live with lower interest rates/dividend yields.

AFAIK, HK rates somewhere between Malaysia's and Singapore's.

Hwang Select Opportunity or OSK-UOB Equity Fund? Or AMB Dividend Trust?