Agree! Small investor like us.. but unit trust REITs to diversify in REITs..

But why pay the fund manager 1.5% to manage your REIT, that is like 30% of the REIT dividend already? If you can get RM3k, you can start to buy REIT directly already wor... and get higher yield than the fund. 

So look at the layer of fees... you pay 2% to buy the Reit fund (distributor untung)...then pay the manager 1.5% to manage the fund (fund manager untung), and in the REIT holdings itself, the REIT is paying the managers 1.5%-2.0% to manage property (REIT manager untung) and also pay employees managing the REIT (holding company untung).  so many fees....  

Break more bubble... 

iShares FTSE EPRA/NAREIT Asia Property Yield Fund (IASP)

Management Fees : 0.59%
Net yield (after fees) = 3.89%

Don't wait too long... you never know how long you need to wait while the world passes you by...

“Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.” - Peter Lynch

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Added on September 25, 2012, 1:36 pm

Just telling the reality mah.... market timers usually don't profit. Buy on valuations and fundamentals. If you invest in UT, read more on macro-economic and general valuation of the region you are buying. The managers have you covered on individual stocks, so you must see the big picture.

Yes, unit trust products are more expensive than say invest directly to the securities (in this case a REIT). But think of the fees you paid to hire the Fund Manager to manage your risk -from inspecting the assets (REIT company, sponsors,  building portfolio etc) to selecting the REITs -all these may require team of professionals with more experience, skills and sometimes out-right information.

It's always cheaper to invest in stocks/REITs directly but one of the main purpose of buying UT funds are to diversify your risk and not hold to just one or a few stocks.

Just my 2 cents

China is at 3 year low... going to be below SSE 2,000 points soon. Anyone targeting? 

Good growth for the future.. can try Aberdeen Asian Smaller Companies Fund .. 3 yr +50.3% vs +4.6% benchmark.  .I am not vested though...

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Added on September 27, 2012, 10:36 am

Well it is now 2004 points, couple more points to go, then the next support will be1600, at all time low. 

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Added on September 27, 2012, 10:36 am

Well it is now 2004 points, couple more points to go, then the next support will be1600, at all time low. 

Looks good, but too concentrated in Malaysia and Singapore (>60%) which is not diversified enough for me. Both these countries have been bucking the trend...

BTW Singapore is confirmed to have technical recession in 2Q 2012 according to monetary authority of SG yesterday report. 

Quite good distribution. I am more Asia skewed. Global so far I see the returns not so exiting.. 

20% Malaysia (UT bought long time ago...)
50% Asia ex. Japan (UT)
15% US (via ETF)
15% China (UT)

Hehehe..

SSE climbing up again (lunch time today)
Arrgh.. dagnabit get down (and boogie)

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Added on September 28, 2012, 2:16 pm

Indonesia is upcoming tiger .. but very volatile market, high inflation and unstable currency. Land prices here has gone 3x since 5 years ago...

P/s since when you change to hello kitty avatar.. unbecoming fo you leh...

What do you all think on AMB DIVIDEND TRUST FUND... I do have interest to invest using EPF money. Any suggestion? Thanks.

Dear sifu,

just a quick question, for sales charge, it is one time fee or  every transaction you made ( additional investment) ???? Or it is depends on the fund???

faham!! but if sales charge is one time off upfront,  i buy the minimum unit then 2 months later buy more units... doing this way can save the cost no??
or it suppose to be when ever you buy the unit, there wil be sales charge??? 

Who has ambond? Unbelievable.. It increase more than 3% today!

Feel like asking fundsupermart to get some inside info on this.. Not sure if they can korek the info from am investment?