Yea, 4AM baru tidor

Just sorted out my holdings with FSM, today will deal with my holdings with EON/HLB. Now headache thinking how best to maintain the worksheet so that holdings with the 2 platforms can be consolidated yet can be analysed separated with a few clicks of the mouse. "Filter" function comes into play here

Holdings with FSM...IRR 2.16% only cos its very very very heavy on money market and fixed income...
...and losses from 2010

Waiting to see how much the IRR would be when my Hwang Select Income Fund holdings are consolidated with FSM ones

This post has been edited by Pink Spider: Aug 25 2012, 11:53 AM

"XIRR is the Excel function used to calculate IRR for cash flows that are irregular"

Anda ada faham kenyataan di atas?

If u are looking at a schedule of cash flows that has a regular pattern e.g. car loan instalment where there is a outlay (the disbursement of loan at commencement) and regular monthly repayments, then IRR is the function to be used.

But when u are looking at cash flows that don't have a regular pattern as in
(1) different amounts each time
(2) sometimes money in, sometimes money out
(3) 1 and 2 above happen at irregular time intervals (e.g. sometimes monthly RSP, sometimes 3 months also no buy in, then suddenly got withdrawal)
XIRR is the one to use.

Me not young, nearing 30 already

This post has been edited by Pink Spider: Aug 25 2012, 12:03 PM

In ancient times, 30 is the age to start building family...

Sharing is caring...remember my mission to educate and liberate investors from lousy UT agents?

Wong Seafood,

What if u dulu dulu purchased Fund ABC, then disposed ALL, then later start buying in again?

Will u treat the previous profit/(loss) as realised and start anew your tracking for this fund?

Or continue on so that your current profit/(loss) for this fund will included previously realised profit/(loss)?

Pls lecture this young unker

DewVP, u need to study a finance book

Kenanga Growth Fund beating KLCI like Mike Tyson beating a drug addict
http://www.fundsupermart.com.my/main/admin...heetMYKNGGF.pdf

Hwang Select Opportunity even more impressive
http://www.fundsupermart.com.my/main/admin...heetMYHWSOF.pdf

This post has been edited by Pink Spider: Aug 26 2012, 07:59 PM

Fact Sheets added bro

kawan, just went ex-distribution lar...

---

Added on September 5, 2012, 9:52 amhere

http://www.fundsupermart.com.my/main/fundi...nouncement.svdo

This post has been edited by Pink Spider: Sep 5 2012, 09:52 AM

Similar analogy I have...

U at Genting see keep open Big Big Big Big Big, then Small appear, u whack Small, and it's Big again

---

Added on September 7, 2012, 10:33 pmMe too, was angry that it happened on a day I had to be away from a computer

Then logic and reason returned and reminded me of this thing called GE risk

I just topped up a bit on my emerging markets equity fund which is heavyweight China/HK right a few days ago

This post has been edited by Pink Spider: Sep 7 2012, 10:33 PM

The 1st half of your post contradicts the 2nd half

Wong Seafood...KLCI testing 1,600 downside

KL shares open lower on selling pressure
http://www.btimes.com.my/Current_News/BTIM...icle/index_html

EXIT? Bukan top up?

By the way, just to share, I e-mailed FSM Client Investment Specialist asking to review my portfolio, they replied within 1 day.

Investment golden rule - DO NOT CHASE A RALLY, for u might end up getting in at the peak

I'm standing still, enjoying the gains from my existing holdings while doing bare minimum DCA.

---

Added on September 14, 2012, 1:26 pmOn another note, Brazillian sovereign 10-years bond yield back at the 9.7%+ region...considering to top up on EM bonds

This post has been edited by Pink Spider: Sep 14 2012, 01:26 PM

Me too, my FI exposure is currently at 72%...planning to suspend DCA into FI and pump all DCA into equities...then this QE happens and equities fly like Buy-1-Get-1-Free Milo packs

Now, where shall my monthly top-ups go

if u look harder, there are MM funds that beat even 12 months FD

Yeah, but Lipper classifies them under MM category

MM = Money Market
NID = Negotiable Instruments of Deposit

MM instruments typically yield lower than FD, cos they're for short term. Like for example my company is getting 2.84% p.a. for MM placements on daily basis.

Not MM UT fund...we use UOB Money Market Deposit. Placements on daily basis get us 2.84% p.a. I think CIMB slightly higher, but not so convenient for us as most of our excess funds is at UOB. HLB is worst...I think 2.6% only

U like HSIF too?

Mine...bought thru EON Bank (now HLB). The last time I topped up...January 2012. Standard SC...3%.

I'm getting annualised returns of 10%+ from HSIF. Low volatility some more. Been having headache on whether should I continue keeping it, cos going to the bank to transact is such a trouble.

Tips - Buy Hwang Select Dividend Fund and Hwang Select Bond Fund thru FSM as HSIF "alternative", in proportion of 30% HSDF + 70% HSBF e.g. RM150 HSDF + RM350 HSBF. Look familiar? HSIF's asset allocation is 70% bonds, 30% dividend-yielding equities.

HSDF SC@FSM=2%
HSBF SC@FSM=1.5%
(30%x2%)+(70%x1.5%)=1.65%

Think...think...

This post has been edited by Pink Spider: Sep 20 2012, 08:05 AM