Yea, OSK-UOB funds switching fee is RM25 per switch

It's pretty obvious...when Asia Ex-Japan outperformed, so will KidSave, though not by much as their overseas allocation rarely even exceed 20%

IMHO, if u already have significant exposure to Asia Ex-Japan thru other funds, buy Hwang. If you don't, buy KidSave. Just my 2 sen worth

For starter, KidSave is highly recommended

But it's not an equity fund...it's a "Balanced" fund...it invests 40-60% of its assets in equities with remainder in fixed income/bonds

But as u learn more and start to build up a diversified portfolio of funds...u MIGHT wanna ditch Balanced funds altogether...

SI takes out the emotion from the investing

If u THINK u can control your emotion + stay disciplined + got time to do monitoring + reading up financial news and do analysis on your own, DIY without SI

For your reference, every month I put RM500+/- into FSM, RM200-300 would go into equity and/or bond funds, with the balance in money market funds. When I see an "opportunity" e.g. big slump in market, I will switch into equity from money market.

Bang, divvy for UT is meaningless and got no actual effect on the value of the fund

My favourite Hwang fund is Hwang Select Income Fund, which invests in MAINLY in Malaysian assets, asset allocation 70% fixed income 30% equities. Last time bought thru EON Bank, have not been topping up since the Customer Service officer of my nearest branch resigned when Hong Leong took over. It's not available thru FSM, yet.

My earlier reply was about equity funds if I'm not mistaken.

Hwang Select Opportunity is not bad too...invests mainly in Malaysian equities but with flexibility to invest up to 30% in foreign equities.
And it's already available thru FSM

Hwang Select Balanced Fund is a pure 100% Malaysian assets fund...whereas KidSave Trust have flexibility to diversify up to 30% in Asia Ex-Japan assets. For a starter investor who do not have many funds in their portfolio yet, I'd recommend KidSave Trust.

This post has been edited by Pink Spider: May 31 2012, 09:43 AM

Both has similar geographical allocation i.e. about 70% in MYR assets 30% in foreign assets, the only difference being SOF = Equity Fund whereas KidSave = Balanced

I'd suggest invest in BOTH Hwang SOF & AmDynamic Bond...both winners in their respective fund categories

U and me think alike. But I'm planning to start on the month of GE itself, then over the course of 1 year after GE do monthly DCA

Told ya, not yet. Like u, waiting for GE to come and pass

Also got OSK-UOB Emerging Markets Bond Fund

This post has been edited by Pink Spider: May 31 2012, 07:28 PM

Bila announced?

I taktau ini nia

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Added on May 31, 2012, 10:36 pmOoh just saw it...no wonder its NAV dropped that day

This post has been edited by Pink Spider: May 31 2012, 10:36 PM

Yeah, around 1 week if I'm not mistaken

Kira ok lor...dividend for Hwang fund I bought thru EON Bank pernah delay for months

Yea, cos Hwang Select Income Fund usually declares divvy twice a year...

...and I remember receiving dividend tax voucher for dividend no. 1, then 1-2 weeks later receive tax voucher for dividend no. 2...that's how bad it was

Spot-on, Wong Seafood!!!

Not that I want to be harsh but have u really tried to fully explore the FSM website? From Day 1 til now I get answer to all my questions from the site itself.

Takes about 1-2 weeks for the dividend/unit split to be credited into investors' account...this is not unique to FSM...even some banks have this "waiting period"...

I'm more interested in Hwang Select Opportunity Fund...about 70% Malaysia and balance in Asia Ex-Japan

Kenanga Growth Fund is only strong for past 2-3 years when risk appetite never really recovered...longer term track record Hwang is superior

Unless you also got other Asia Ex-Japan and/or Emerging Market funds...you're missing out on some strong Singapore and HK companies if u pick Kenanga Growth

hey then help me find out also OSK-UOB Emerging Markets Bond Fund bila dividend will be allocated?

I noted a few problems:
- over-exposure to Malaysian equities
- virtually zero exposure to Asia Ex-Japan equities
- TOTALLY zero exposure to global (US, Japan, Europe and Emerging Markets) equities. We have some strong companies with solid fundamentals and strong financial performance there. Just that sentiment is bad currently.

I recommend to lower exposure to Alliance Asian Bond Fund and AmDynamic Bond, allocate some to OSK-UOB Emerging Markets Bond Fund

Well, just my 1 sen worth

This post has been edited by Pink Spider: Jun 5 2012, 05:16 PM

hello...PAST PERFORMANCE SHOULD NOT BE TAKEN AS AN INDICATOR OF FUTURE PERFORMANCE

years back Emerging Markets esp China jumped like mad, and then ppl also wanna join in the bandwagon...only to realise that the peak has come and past

What if the same happens to Malaysian equities?