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Lowest Home Loan Interest in Town?, Home Loan
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TSbryan_823
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 May 3 2008, 07:43 PM, updated 18y ago
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Hi All,
I am looking for the best interest rate home loan and recently got the following offers. Anyone knows other bank could beat this? Appreciate your valuable information and advise.
Loan Amount: RM285K
Loan Tenure: 30
Alliance Bank
Zero Entry Cost
Yr 1-5 BLR-1.45%
6-30 BLR-1.75%
Non-Zero Entry Cost
Yr 1-2 3.75%
Yr 3-5 BLR-1.45%
Yr 6-30 BLR-1.75%
Public Bank
Zero Entry Cost
Yr 1-3 5.35%
Yr 4-30 BLR-1.62%
Non-Zero Entry Cost
Yr 1-3 4.90%
Yr 4-30 BLR-1.62%
Hong Leong Bank
Zero Entry Cost
Yr 1-3 BLR-1.55%
Yr 4-30 BLR-1.75%
Non-Zero Entry Cost
Yr1-30 BLR-1.85%
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ppguy2006
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May 3 2008, 10:54 PM
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Getting Started
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I got the offer below:
Public Bank
Zero Entry Cost
BLR-1.9%
Non-Zero Entry Cost
BLR-1.9%
Whole tenure for both
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yewkhuay
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May 4 2008, 02:05 AM
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QUOTE(ppguy2006 @ May 3 2008, 10:54 PM) I got the offer below: Public Bank Zero Entry Cost BLR-1.9% Non-Zero Entry Cost BLR-1.9% Whole tenure for both can not be, if both same then all will go for ZEC. |
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eric.tangps
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May 4 2008, 02:18 AM
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For RM 285K, should be able to get BLR - 1.8% ~ 1.9% p.a. from Public Bank. Ask your friendly Bank for it.
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cuebiz
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May 4 2008, 12:11 PM
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OCBC
BLR - 1.8% ZEC
Maybank
1st Year 4.88% ZEC
Thereafter BLR - 1.85%
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hedfi
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May 5 2008, 10:51 AM
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I think RHB's rates are the lowest now at BLR-2.2%
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yewkhuay
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May 6 2008, 01:06 AM
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any idea whether BLR is going up ?
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Zarth
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May 6 2008, 02:12 AM
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Getting Started
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Check out the article below. http://www.money3.com.my/MalaysiaHomeLoanM...dRateLoans.aspxPersonally for 5-10 year loans go for BLR based, anything longer Fixed Rate is the way to go. Best Regards. |
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jcvstlys
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May 6 2008, 02:29 AM
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I would still suggest for people to take BLR based since you can always refinance after 5 years of lock in period.
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tinkerbel
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May 7 2008, 03:20 PM
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Fanaddict!
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Anyone checked out ING's Home Loan? A friend apparently suggested to look at that as they seemed to have pretty good deals available *shrugs*
This post has been edited by tinkerbel: May 7 2008, 03:21 PM
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cuebiz
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May 8 2008, 12:25 AM
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QUOTE(tinkerbel @ May 7 2008, 03:20 PM) Anyone checked out ING's Home Loan? A friend apparently suggested to look at that as they seemed to have pretty good deals available *shrugs* AIA also offering the same rate as ING. Basically, they are offering fixed rate. If you are concern about BLR fluctuation, then fixed rate is the way to go. |
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hanif444
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May 15 2008, 09:54 AM
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I think mostly of the Insurans company offering fixed rate some like 5% or 5.5%....
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ttwangsa
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May 15 2008, 12:22 PM
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i like fixed rate
but sub 100k can get ar?
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vdfoo
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Dec 31 2009, 05:36 PM
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hi, i'm shopping for a home loan for 250k, completed, from developer. whats the best i can get?
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Shazzac
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Jan 1 2010, 01:18 PM
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got offer from
PBB
BLR-2.0% whole tenure
Loan Amt: 200k
Loan Tenure: 30 yrs
MBB
BLR-2.1% whole tenure
Loan Amt: 185k
Loan Tenure: 30 yrs
Awaiting from OCBC
1-3yrs BLR-2.0%
thereafter BLR-2.3%
Awaiting from ING as well
4.85% fixed rate
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b00n
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Jan 1 2010, 01:38 PM
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delusional
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pls all continue here http://forum.lowyat.net/topic/701749 . This is a very old topic already and will be closed. |
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