for God's sake, seems like people here really like to make some wild guess and then claim that it's the truth. cant you guys just talk with some sense? Roxygal, please dont be another fool in the making ok?

1stly, you guys say STG is a SCAM, but then, after i clarify everything, now you say it's not a scam but it's just a MLM and it's risky.    GET A LIFE MAN~

tell me then, which business HAVE NO RISK? i'm really interested, mind telling me? is there any business in this world that have NO risk at all? if you are not up for the challenge, then just stick to your job and work whole life, dont get yourself involve in any kind of business, simple!

and after explaining about MLM in my previous post, i still cant knock some sense into some people here. MLM is NOT DIRECT SALES or FAST RICH/CASH SCHEME, GET IT? it's just a business strategy that is used WORLDWIDE! eg. INTEL, you know what is INTEL? or NIKE? ADDIDAS? THEY are all using the MLM strategy, starting from MANUFACTURER, DISTRIBUTOR, DEALER then down to CONSUMER <- this is also call MULTI-LEVEL-MARKETING or what we called MLM. HELLO MATE, please put your brain to work before making any claim here ok?

well, i found that there are some really stubborn people here, after you explain everything to them and they know that they were wrong in the 1st place, they start to make other FALSE claim to hide their mistake. if you answer them again, they will certainly make other senseless claim till you feel tired and stop explaining, then they would claim VICTORY and think that they are just so damn smart. its really a waste of time arguing with them as their brain is still stuck in their asses. so, if you guys are just here to argue for the sake of arguing, just let it be then~ LOL 

well mate, rm1800 for an investment of rm3000, its already a return of more than 50% of your capital. if you invest rm300,000, then for sure your return will be rm180,000, right? lol. some times you have to understand, when you invest so little then surely your return will be little, you cant expect to invest rm3000 and get a return of rm30k or rm300k or rm3mil, right? if you have such 'LOBANG' then make sure you let me know ok? 

and YES, we're are the 1 who's financing STG for a small return, but well, we have be considerate too, we are just PARK-ing our $ at STG, we dont need get involve in any sort of 'setting up' work for all their cafes, we just sit there and collect $ without doing anything, that's why it's fair if they get a bigger slice of the 'CAKE'. by the way, can you start any sort of business with that rm3k of yours and be sure that it would make a good return? or do you think that the return for fixed deposit, unit trust or saving plan would be better than STG's return in CURRENT market situation? there are PROs and CONs in everything we do bro, that's why i say, it's either you take it or leave it. if you think you can make a better profit with your rm3k then just go for it, i'll be happy for you too. 

well, i guess a lot of people only think about 'winning' in every circumstances, they wish that they could have all the profit even if they didnt work hard for it. better change your mind set bro, there's no free meal in this world, our return will always equal to the effort we put in, YOU GET WHAT YOU GIVE. if i have a 'SURE WIN' business, do you think i would be so stupid to share it with people i dont even know? that's why a lot of people got cheated again and again by those 'fast cash/rich' scheme, it's all because of GREED.

well bro, i think you didnt read clearly what i've wrote in my previous post. what i said was, you'll get back rm4800 in return, so what's the lost of rm1200 you're talking about? when i say the return is rm1800, i already minus/took out the capital you invested, that is rm3000. how could i possibly lost an irrecoverable rm1200 when i already get a return of rm4800?  and beside the rm1800(already minus your capital ok?) returns, you'll also be getting extra rewards for the following 3 years. so, can this be call a profitable investment now?

bro, i'm beginning to lose patience already lah, please read what i've wrote slowly and carefully ok? 

chill lah bro, maybe some of my word are too harsh for you and you are in a rush reply me, but then, do take some time to read carefully and understand what i've written, so that i dont have to explain the same thing over and over again. ok bro?

if you think you have a better way to invest your money in, then just go ahead or would you be nice enough to share your plan with us then? i'm really interested in the 'investment' you had in mind, what is consider a profitable investment for you and how well have you earn from your past investment? if you can show me a plan that's better then i might as well invest in your plan, since i havent make up my mind to invest in STG yet. a lot of people do have rm300k or more (at least people around me do have that amount of money) but then they MIGHT not want to risk those money in any sort of investment (for now) because of the situation of our country's economy and politic.

Can I remind all, any legitimate public investment need to have Securities Commission approval first.

So if STG is a public investment scheme, it might violate the SC's rules/law already which is an offence to do so.
But fellow members have explained STG is not a public investment scheme, so please don't contradict it.

For MLM company, they still need to register under KPDN, if not mistaken.

For public prepaid, some fellow forumers have mentioned need BNM approval

For public investment, SC approval is needed.

1st of all, they are NOT an investment company, there fore, they dont need to register with SC.

2ndly, i was told that their MLM license will be out this November. you should read their Agreement to understand how they run now.

3rdly, are you all still new to the 'WORLD OF BUSINESS'? do you think every BIG company you see today are running according to MALAYSIA's LAW? even BANKs are running on the GREY line. some of their trust fund are registered using that GREY line, dont tell me you dont know anything about it mr.jordy (unit trust consultant)? 

i know some of you guys here are really good 'technically' (with all the talk/understanding about laws, business registration matter, marketing plan and etc) but then you guys have to try and learn more about the 'practical' side of business. i've touch on this in my previous post and i dont intend to explain it again, everyone have their own understanding of a certain thing depending on their status (i'm not talking about rich or poor ok? what i mean was whether you're a 'small' businessman, 'big' businessman, professionals or just a office boy) eg, i've had a chat with a SME senior officer of a certain bank, he's 1 of the top sales(maybe self claim, i dont know), he's really good technically(helping me with all those loan stuff and he did a good job too) but then his knowledge/understanding about running a business is really poor.

i'm really starting to feel that i'm wasting my time here explaining things to people who ask the same old question over and over again. use your brain lah dude, or maybe go and mix around with people who ran BIG business, you dont go around mixing with wan tan mee seller or people who's doing some small business and then come here and claim that you know a lot about business. my goodness~

it's time for me to ciao already, dont want to waste my time on people who cant understand the simple LAW OF LIFE IN MALAYSIA. there are things that we cant do at other countries, but in Malaysia? if you have that certain 'ability', you can do a lot of 'things'.

i was here, hoping to get some useful view about STG before making my final decision, but instead what i get is some false claim (without any proper understanding/facts about them), people here seems to be arguing for the sake of arguing and talking for the sake of talking. give me something that i dont know lah dude, instead i'm the one who did all the explaining. if you guys wanted any sort of explanation, go straight to the STG management or marketing staff lah, then after getting all the needed info from them, we discuss it here. wouldnt it be better that way?

it's so damn weird, you wanted to know more about STG, instead of going straight to them and listen to what they have to say (at least go ask the question you wish to ask and then see how they answer you lol), if you still have any doubt about what they say, then only go to SC, BNM or KPDN. for God's sake~ you guys are doing things the other way round and then you start to condemn STG. dont just listen to all those info given by their members lah, go straight to the managers or directors, cause a lot of their members only know a thing or two, but then they already act smart (most of the time, they will be hiding some facts too).

after that i've tried explaining to you that if you wish to know more about the STG, go talk to their managers or directors and if you need me to be there, i'll go over to have a look and listen to your view/questions you had for them, cause i know the question i asked when i met them might not be enough and i thought maybe you would have other question that didnt came into my mind when i was there. did you give me any response? NO, then ok, i also didnt say anything.

then i've tried to answer your doubt about the scheme with the understanding i got from their directors, i've been typing for so long but i found that you didnt read my posting throughly as i've been thrown with the same question again and again, i also try to be patient. after i have explain to you about the scheme, you didnt give me any response also. whether my explanation is right or wrong, you also didnt show any sort of response.

and finally, a negative posting about STG came out, here you come, suddenly out of nowhere posting things like 'Ahem...s wiper/devil?' <- it's like you are treating me as a fool lah dude, i try to talk to you as a friend, trying to share view about other investment with you but then you have no reply for me, but when a negative posting about STG came out, you drag me into it. 

do you know how i feel dude?

simple....if this topic turn into topic that try to attract money/investment from public without any approval, just close it

Don't be naive. You can NEVER get any prove to say STG is a scam. You don't need prove, the scheme tells it is a scam. This is Malaysia. Bolehland. In Singapore, it's NOT even allowed to run such scheme, no need prove. Furthermore, there is a hidden condition in the agreement that allows the Management to STOP paying any time. Memebers here have been asking that CON, I mean Silicon to show the agreement here also he dare that, isn't it enough to prove ?
Most people in KL knows.
You know Red Island Cafe in Pandan Indah ? Less customers now. Their 2nd branch in Pandan Indah hardly any customers because news spread and everyone knows such scams so people boycott the place. Who wants to to seen there and get a bad reputation ? Now they go to smaller cities like Penang.
The same will goes for STG. They boosted of 5 new branches in 5 months but only 1 now.