Well the rm50 is your money anyway. just that they give you in food form and this is at their cost oh. and the rm150 is only 5% from your money also. So by mean mthly 5% out of the profit margin is more than enough to pay we all. You hv to count in total 100 outlet x rm15k daily sales x 30 days = 45,000,000 - 4,000,000 = 41,000,000.
  I guess you misunderstand Steven's Corner with Steven's Tea Garden.Current SC sales approx. rm1.2mill and are family business. Mr.Steven the elder son join with 2nd and 3rd son Nathan,Ghunalan, are making STG a new mamak hit that bare the STEVEN'S brand name and will make our demand for local f&b creativeness to open 100 outlet and having 20,000members to help them to collect rm60million. Even if they need to payout rm60mil in 5 years or even the break even they still own 100 outlet after 5 years...man you can do the calculation what will they earn.
So to help them and for rewarding us, we all need to support them by dropping by the new STG with our frens and family. So they will be a good flow of new patrons to make business boom. So without customer like us, they can't make it..but if they pay me to eat and earn...just like what i'm doin now....well i might just earn few hundred thousand by then.....      

Frankly speaking for a company with RM 54 m cash sales a year , most banks are keen to loan them money at 10% a year. Why need to raise capital with 10% return a month.

well this you should had ask Mr.Steven himself. loan got interest ma....hahah

One has to be loyal customer to entitle for the "interest"....

You can eat well, but  then again you might not sleep well. Unless, you think 3k is a very small matter.

I prefer to eat less of the oily food, and prefer sleep over food , nowaday.

And again, bringing your clients here may affect your image as a well trusted consultant, what type of investment shall we call it ? can you justify your loss ( could be profit also ) to your clients ?

Since inflation of food is catching up, I as well eat less to cut cost.
Sorry to be harsh, but it is not easy to build a good image like you, treasure it and do not throw it away.

I have high regard for you, though could be a friendly competitor at times.

There's something you are missing here,
1) the RM150 is in food voucher, which means that you can only spend the money in the shop, thus making sure people will go to the shop and increases thier sales, although loan from bank have lower interest, there is no guarantee people will visit their shops

SKY 1809,

We don't know whether they have got the approval, but we can always do our check. Perhaps drop a note to SC and have this check up..

I have done the same..let's see.

Dear Jean72,
thank you so much for all of forumers concerns and i really appreciated it...anyway this is also my wrong decision to put it up as forumers normally likes to find out answer for everything as easy as typing...is there anyone are really going to put up the hard work to realise this or at least put up the effort to prove it wrong but seriously if you'll are so concern about ppls money, can anyone can have a reality meet up for the whole programs?  mayb i shouldn;t had been try to share something that ppl are only concern about something might or might not happen in the end and they just like to ask but not really have any interest on this project..if your interest then pls PM me as i'm starting to felt may b should just forget about the whole thing ....if majority ppls here find that this just wasting time then just put some votes and if negative result more than half dozen then this is consider case close and sorry for the disturbance made....

I want to know more information about the free food on this friday (23/05/08) is it open to public/everyone? or just invited visitor only? where is the venue?

For MLM company, they still need to register under KPDN, if not mistaken.

For public prepaid, some fellow forumers have mentioned need BNM approval

For public investment, SC approval is needed.