Yes, I can 100% confirm BLR will go up in the future.

But the question is when or how soon and how high can it go?

Reason being is that most people would not be able to enjoy the benefits when the rates are declining after a spike as they most probably would have implode financially.

Short term wise its a bet, but in the long term its a definite.

"BLR as the chart indicates has spiked to almost 13% twice in the last 25 years (coincidentally the favorite tenure of loans) with the most marked increase being in January 1995 from a base of 6.6%, to a high of 12.27% in June 1998."

Quoted from the article below, a good read for those interested.
http://www.money3.com.my/MalaysiaHomeLoanM...dRateLoans.aspx

This post has been edited by Zarth: Jun 10 2008, 10:26 PM