Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybank Credit Card, Easy Payment Scheme curiosity
|
|
 Apr 10 2008, 09:02 PM
Return to original view | Post
#1
|
 
Senior Member
2,155 posts Joined: May 2005  
|
u can use back the card whenever u make payment. If your easy payment amt is same as your card credit limit, then your credit limit is 0, meaning u got no credit unless u want to be charged for overlimit.
And u also cannot settle your easy payment earlier be4 they charge you on yoru bill, else there will be a penalty. |
|
|
Apr 10 2008, 10:21 PM
Return to original view | Post
#2
|
|
Senior Member
2,155 posts Joined: May 2005
|
QUOTE(Omage007 @ Apr 10 2008, 09:09 PM) But you can debit your card account with some amount and let it deduce the credit every month. . . oh ya...can debit your card.  Added on April 10, 2008, 10:24 pm QUOTE(clsiluf @ Apr 10 2008, 09:12 PM) oic not really. Lets say the 1st month is 417, the 2nd month if TS pays full again it, the credit limit will increase back to 417+417=834 and the credit will increase back every mth or whenever TS make payment loo.then TS can't use the card for a bill more then RM417 d for the next 12 months  i thought bank want people to spend more on the card 1 The bank wants people to spend more, but they also have to control the users who cannot afford so much geh, after become like subprime looo ..cannot control oredi. Added on April 10, 2008, 10:27 pm QUOTE(asciii @ Apr 10 2008, 10:11 PM) pay fast also got penalty? Yeaps....bacause when u sign for easy payment, its actually a deal you have with them. Its actually stated clearly in their terms and conditions. But maybe different banks got different terms geh, u can always check out with your bank.This post has been edited by mIssfROGY: Apr 10 2008, 10:27 PM |
|
Topic ClosedOptions
|
| Change to: |  0.0170sec
 0.46
 6 queries
 GZIP Disabled
Time is now: 23rd December 2025 - 11:31 AM |
Quote