The upfront interest charged can be considered as processing fee.

Can do Maybank easy payment only if the 1 time swap amount is above RM500 right ?

If and only if the merchant accepts that amount for installment plan.

Hello,
Tumpang first.
I wanted to purchase a smartphone around rm1500-2000 but the dealer have no offer for EPP.
the quest is can i apply this easy payment from bank?
Maybankard 2

Yes, its called ezypay plus
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

with an upfront processing fee.

Just called maybank just nw.Wwanted to buy Nexus 4 smartphone.maybank said they will charge 3% from the total amount and gv me 10 month for monthly installment.

Wanna ask is that possible swipe overlimit?
Limit 5k,swipe 5.1 or 5.2k?if possible,any charges for this?

When the Total New Balance is Excess Your Credit Limit, You must Pay All the Amount of Excess + 5% of the Total New Balance...

This post has been edited by fly126: Jan 23 2013, 01:11 AM

if excess 200,means 200+5000=5200,
5200x5%=??
the 5% is pay for?

I think what fly126 means is that upon the due date of your next statement, you have to settle the minimum payment amount of (5% of the balance) + (all the amount in excess of your credit limit).

In addition, the bank may charge an overlimit fee. I'm not too sure about the amount though.

How much overlimit can we do?extra how much?

Not Sure now, SCB Credit Overlimit Fee was $50 & that's was few year ago...

This post has been edited by fly126: Jan 23 2013, 09:19 PM

I had swipe over limit for my Maybank 2 AMEX card 1 year ago and no charges imposed. You just cannot swipe. The card will be able to swipe again immediately after I made partial payment via Maybank2U so that total outstanding amount is below my credit limit.

I also called Maybank Customer Service and they informed me that no charges for over limit. But that is 1 year ago. Not sure whether is there any changes in terms and conditions now.

Thanks for answering it..coz i need to deposit to my account first before can pay..singapore mbb sucks..

Pardon me for bringing up an old topic.

but I still don't quite get what was mentioned here, about the available credit. Will I still have my monthly available credit minus the instalment amount?

Easier question, if my credit limit is $6k, will I be able to purchase an item of $10k (under easy pay)?

thanks.

I don't think you can. Correct me if I'm wrong.

NO... Your Total Purchase Amount Can Not Excess more than Your Credit Limit although under Installment Plan...

i tried calling them for early settlement, they told me no extra charges, possible ka??

so did you settle early?
You should know better.

Let us know yah

Hello all sifus.

Just want to ask something regarding maybank Credit Card monthly installment.

Ok here is the scenario,

Let say my credit limit is RM4000 and i still owe around RM3000. Can i still use my credit card for monthly installment?

And is it depends on the available credit limit that i have which is RM1000 and the price of the product that i want to purchase?